10539 Paula Bluff Ln, Cypress, TX 77433 Property Records

Harris County property record for 10539 Paula Bluff Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,426 sqft · built 2017
Lot Size	0.178 acres (7,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$297,900 (Aug 2017)
Tax Bill	$1,872 (2020)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137-425-001-0043`

Property Details

APN / Parcel Number

Primary APN	`137-425-001-0043`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,426 sqft Living Area
1st Floor Area	1,926 sqft
Attic	Attic
Attic Area	500 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	7,735 sqft (0.178 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Patio Area	488 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1374250010043
Street Address	10539 PAULA BLUFF LN
City	CYPRESS
State	TX
Zip	77433-6917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 43 BLK 1 CYPRESS CREEK LAKES SEC 24
Legal Subdivision	CYPRESS CREEK LAKES SEC 24
Legal Block	1
Legal Lot Number	43
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	5
Census Block	5015
Census Tract	543007

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10539 PAULA BLUFF LN, CYPRESS, TX 77433-6917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · VA Mortgage BENCHMARK MTG
Aug 1, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	2017342798
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10539 PAULA BLUFF LN, CYPRESS, TX 77433-6917
Document Number	0000462545
Instrument Date	Sep 22, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10539 PAULA BLUFF LN CYPRESS TX 774336917, CYPRESS, TX 77433-6917

Mortgage

Document Number	0000462545
Date	Sep 30, 2020
Instrument	462545

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 1, 2017
Property Address	10539 PAULA BLUFF LN, CYPRESS, TX 77433-6917
Document Number	0000342798
Instrument Date	Jul 28, 2017
Instrument	342798
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 23, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10539 PAULA BLUFF LN CYPRESS TX 774336917, CYPRESS, TX 77433-6917

Mortgage

Document Number	342799
Date	Aug 1, 2017
Instrument	342799

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$424,920 (-5.22%) Land $72,196 Building $352,724	$424,920 (-5.22%) Land $72,196 Building $352,724
2023		$448,312 Land $72,196 Building $376,116	$448,312 Land $72,196 Building $376,116
2020	$1,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 381 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	381 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 433 serves 6,651 people · EPA ID TX1013350
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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