10539 NW 5th Ter, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 10539 NW 5th Ter, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,385 sqft · built 2022
Lot Size0.361 acres (15,768 sqft)
Owner2 Individual Names on Record
Last Sale$7,500 (May 2020)
Tax Bill$2,765 (2025)
Deeds & MortgagesMay 2020 Sale
Flood ZoneZone X (minimal risk)
APN1-15-36-35-0040-00130-0020

Property Details

APN / Parcel Number

Primary APN1-15-36-35-0040-00130-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,385 sqft Heated Area
Gross Area1,619 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area15,768 sqft (0.361 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address10539 NW 5TH TER
CityOKEECHOBEE
StateFL
Zip34972-7545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORANGE BLOSSOM RANCHES (PLAT BOOK 3 PAGE 9) LOTS 2 & 3 BLOCK 13
Legal Range35E
Legal Township36S
Legal Section15
Legal SubdivisionORANGE BLOSSOM RANCHES
Legal Block13
Legal Lot Number2,3 3
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group3
Census Block3059
Census Tract910101

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address10539 NW 5TH TER, OKEECHOBEE, FL 34972-7545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleMay 21, 2020 · Amount on Record
Deed SaleMay 21, 2020 · Amount on Record
Prior SaleMay 21, 2020 · Amount on Record
Deed Document Number0000004762
Last Transfer DateJul 25, 2024
Transfer Doc0000008219
Record UpdatedJun 8, 2026

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 21, 2020
Property Address10539 NW 5TH TER, OKEECHOBEE, FL 34972-7545
Document Number0000004762
Instrument DateMay 19, 2020
Instrument4762
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyOKEE TANTIE TITLE COMPANY, OKEE TANTIE TITLE CO

Transaction

AmountAmount Recorded
Tax$53.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18100 US HIGHWAY 441 N OKEECHOBEE FL 349727203, OKEECHOBEE, FL 34972-7203

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,765.00 (-27.86%) Homeowner's exemption$242,246 (-11.77%) Land $19,000 Building $223,246$242,246 (-11.77%) Land $19,000 Building $223,246
2023$3,833.00 (+1,483.88%) Homeowner's exemption Disabled Person's exemption$274,563 (+2,645.63%) Land $12,000 Building $262,563$274,563 (+2,645.63%) Land $12,000 Building $262,563
2022$242.00$10,000 Land $10,000$10,000 Land $10,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims12 (2004–2008)
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on NW 5th Ter

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