10539 Cheval Pl, Bradenton, FL 34202 Property Records

Manatee County property record for 10539 Cheval Pl, Bradenton, FL 34202

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,273 sqft · built 2001
Lot Size	0.539 acres (23,479 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Nov 2021)
Tax Bill	$12,948 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5876-4505-2`

Property Details

APN / Parcel Number

Primary APN	`5876-4505-2`
Alternative APNs	`351930587645052` `0587645052`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,273 sqft Living Area
Gross Area	4,363 sqft
1st Floor Area	2,882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	23,479 sqft (0.539 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	611 sqft
Parking Spaces	3 Parking Spaces
Pool Area	392 sqft
Porch	Screened Porch
Porch Area	479 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0587645052
Street Address	10539 CHEVAL PL
City	BRADENTON
State	FL
Zip	34202-4066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 4159 RIVER CLUB SOUTH SUBPHASE IV PI#5876.4505/2
Legal Range	19E
Legal Township	35S
Legal Section	30
Legal Subdivision	RIVER CLUB SOUTH SUBPHASE IV
Legal Tract	00587604
Legal Lot Number	4159
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	2
Census Block	2013
Census Tract	2017

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10539 CHEVAL PL, BRADENTON, FL 34202-4066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC
Feb 7, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Oct 9, 2006 · Amount on Record
Deed Document Number	2021157274
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 29, 2021
Property Address	10539 CHEVAL PL, BRADENTON, FL 34202-4066
Document Number	0041157274
Map Reference	MB 32 PG 85
Instrument Date	Nov 18, 2021
Instrument	202141157274
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16847 CLEARLAKE AVE, LAKEWOOD RANCH, FL 34202-2173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10539 CHEVAL PL, BRADENTON, FL 34202-4066

Mortgage

Document Number	0041157275
Date	Nov 29, 2021
Instrument	202141157275

Lender

Name	SPROUT MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	10539 CHEVAL PL, BRADENTON, FL 34202-4066
Document Number	0041017990
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10539 CHEVAL PL BRADENTON FL 342024066, BRADENTON, FL 34202-4066

Mortgage

Document Number	0041017990
Date	Feb 19, 2020
Instrument	41017990

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$799,990 (-1.17%) Land $61,200 Building $738,790	$799,990 (-1.17%) Land $61,200 Building $738,790
2025		$809,451 (-13.73%) Land $61,200 Building $748,251	$809,451 (-13.73%) Land $61,200 Building $748,251
2024	$12,948.00 (-3.28%)
2023	$13,387.00 (+15.3%) Homeowner's exemption	$938,243 (+21.32%) Land $61,200 Building $877,043	$938,243 (+21.32%) Land $61,200 Building $877,043
2022	$11,611.00	$773,369 Land $60,000 Building $713,369	$773,369 Land $60,000 Building $713,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 164 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	164 in force
Nearby Flood Claims	10 (2017–2025)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Aug 2025 · rainfall accumulation
Claims by Event	Hurricane Debby, Aug 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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