Cowley County property record for 10539 132nd Rd, Winfield, KS 67156
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,123 sqft · built 1885 |
| Lot Size | 61.7 acres (2,691,137 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,378 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jul 2019 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-05620 |
| Primary APN | 117-05620 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,123 sqft Living Area |
| 1st Floor Area | 1,327 sqft |
| Basement Area | 927 sqft |
| Unfinished Basement | 927 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Metal |
| Lot Area | 2,691,137 sqft (61.7 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 540 sqft |
| Deck Area | 112 sqft |
| Patio Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 1,760 sqft |
| Utility Building | 744 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | R4484 |
|---|---|
| Street Address | 10539 132ND RD |
| City | WINFIELD |
| State | KS |
| Zip | 67156-6855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S10, T32, R04, ACRES 61.78, E75 OF N1322.9 E1/2NW1/4 & NE1/4 LY NW OF TIMBER CREEK |
| Legal Range | 04E |
| Legal Township | 32S |
| Legal Section | 10 |
| Jurisdiction | COWLEY KS |
| Township / Civil Division | WALNUT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 493500 |
10539 132nd Rd, a rural home, is owned and occupied by two individuals.
Source: Cowley County records, as of September 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10539 132ND RD, WINFIELD, KS 67156-6855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed of Trust, Mortgage · Line of Credit ARK VALLEY CU |
| Jul 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage RCB BANK |
| Jun 11, 2018 | Deed of Trust, Mortgage · USDA Mortgage UNITED STATES OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLEY KS |
| Property Address | 10539 132ND RD, WINFIELD, KS 67156-6855 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001118/609 |
|---|---|
| Date | Apr 3, 2023 |
| Book Page | 1118/609 |
| Name | ARK VALLEY CU |
|---|---|
| Type | Credit Union |
| Address | ARKANSAS CITY, KS 67005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLEY KS |
| Property Address | 10539 132ND RD, WINFIELD, KS 67156-6855 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | WALNUT VALLEY TITLE |
| Name | Verified Name |
|---|
| Document Number | 1037/0361 |
|---|---|
| Date | Jul 2, 2019 |
| Book Page | 1037/0361 |
| Name | RCB BANK |
|---|---|
| Type | Bank |
| Address | WINFIELD, KS 67156 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLEY KS |
| Property Address | 10539 132ND RD, WINFIELD, KS 67156-6855 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1018/0634 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 1018/0634 |
| Instrument | 001922 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | WINFIELD, KS 67156 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jun 7, 2025 |
The 2025 property tax bill for 10539 132nd Rd was $2,378.
Source: Cowley County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Kansas |
| County | Cowley County |
| County Subdivision | Walnut Township |
| Unified School District | Winfield Unified School District 465 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $22,044 (+10.74%) Land $4,551 Building $17,493 | $168,310 (+12.65%) Land $18,190 Building $150,120 | |
| 2025 | $2,378.00 | $19,906 Land $4,605 Building $15,301 | $149,410 Land $18,330 Building $131,080 |
| 2023 | $16,958 Land $4,977 Building $11,981 | $121,750 Land $19,390 Building $102,360 | |
| 2021 | $2,000.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10539 132nd Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10539 132nd Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of Kansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COWLEY CO RWD 4 serves 500 people · EPA ID KS2003511 |
|---|---|
| Water Source | Purchased surface water from CITY OF WINFIELD |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| KanOkla Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| KWIKOM Communications Fixed Wireless | 60 / 12 |
| AT&T Fixed Wireless | 25 / 3 |
| Chisholm Broadband Fixed Wireless | 10 / 1 |
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