10539 119th St, Largo, FL 33778 Property Records

Pinellas County property record for 10539 119th St, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,572 sqft · built 1973
Lot Size	0.147 acres (6,395 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Oct 2017)
Tax Bill	$3,051 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-8011-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-8011-9`
Alternative APNs	`16-30-15-64755-006-0150` `301516647550060150` `153016647550060150` `R172984`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	1,572 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,395 sqft (0.147 acres)
Lot Dimensions	100 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	280 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R172984
Street Address	10539 119TH ST
City	LARGO
State	FL
Zip	33778-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGEWOOD HIGHLANDS BLK 6, LOT 15
Legal Range	15E
Legal Township	30S
Legal Section	16
Legal Subdivision	ORANGEWOOD HIGHLANDS
Legal Tract	64755
Legal Block	6
Legal Lot Number	15
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	1
Census Block	1028
Census Tract	25119

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10539 119TH ST, LARGO, FL 33778-3540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Sep 5, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Oct 30, 2017	Warranty Deed, Transfer · FHA Mortgage BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Prior Sale	Sep 26, 2003 · Amount on Record
Deed Document Number	2017329875
Deed Book / Page	19822 / 830
Last Transfer Date	Aug 15, 2025
Transfer Doc	0232650557
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	10539 119TH ST, LARGO, FL 33778-3540
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 119TH ST, SEMINOLE, FL 33778

Mortgage

Document Number	0214040642
Date	Feb 24, 2021
Book Page	21404/642
Instrument	2021060454

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Sep 5, 2023
Property Address	10539 119TH ST, LARGO, FL 33778-3540
Document Number	0225520967
Book / Page	22552 / 967
Map Reference	MB 67 PG 98
Instrument Date	Jul 19, 2023
Instrument	2023226625
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10539 119TH ST, LARGO, FL 33778-3540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10539 119TH ST, LARGO, FL 33778-3540

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 30, 2017
Property Address	10539 119TH ST, SEMINOLE, FL 33778-3540
Document Number	0198220830
Book / Page	19822 / 0830
Map Reference	MB67 PG98
Instrument Date	Oct 25, 2017
Instrument	2017329875
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	COASTLINE TITLE OF PINELLAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10210 BAY HILLS DR, 10210, LARGO, FL 33774-5035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10539 119TH ST, LARGO, FL 33778-3540

Mortgage

Document Number	2017329876
Date	Oct 30, 2017
Instrument	2017329876

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Seminole City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,051.00 (+11.43%)	$223,130 (+5.99%)	$389,028 (+4.21%) Land $135,991 Building $253,037
2024	$2,738.00 (+1.56%)
2023	$2,696.00 (+3.02%) Homeowner's exemption	$210,526 (+3%)	$373,307 (+15.99%) Land $174,442 Building $198,865
2022	$2,617.00 Homeowner's exemption	$204,394	$321,846 Land $171,763 Building $150,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	7 (1981–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

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