Pinellas County property record for 10539 115th Ave, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 969 sqft · built 1956 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Aug 2017) |
| Tax Bill | $3,188 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Mar 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-0585-0 |
| Primary APN | C62-000-750-0585-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 969 sqft Living Area |
| Gross Area | 1,215 sqft |
| 1st Floor Area | 969 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 80 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 176 sqft |
| Carport | Carport |
| Carport Area | 176 sqft |
| Porch | Slab |
| Porch Area | 25 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R114175 |
|---|---|
| Street Address | 10539 115TH AVE |
| City | LARGO |
| State | FL |
| Zip | 33773-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | ORANGE LAKE VILLAGE BLK 16, LOT 5 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 10 |
| Legal Subdivision | ORANGE LAKE VILLAGE |
| Legal Tract | 64314 |
| Legal Block | 16 |
| Legal Lot Number | 5 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 25115 |
Source: Pinellas County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10539 115TH AVE, LARGO, FL 33773-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 19, 2024 | Intrafamily Transfer, Transfer |
| Aug 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on Record |
| Deed Sale | Aug 1, 2017 · Amount on Record |
| Prior Sale | Jul 5, 2012 · Amount on Record |
| Deed Document Number | 2017239399 |
| Deed Book / Page | 19725 / 1453 |
| Last Transfer Date | Mar 19, 2024 |
| Transfer Doc | 0227372449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10539 115TH AVE, LARGO, FL 33773-2415 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10539 115TH AVE, LARGO, FL 33773-2415 |
| Document Number | 0234322131 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 23432/2131 |
| Instrument | 2026020633 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 8, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 19, 2024 |
| Property Address | 10539 115TH AVE, LARGO, FL 33773-2415 |
| Document Number | 0227372449 |
| Book / Page | 22737 / 2449 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 2024068173 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 616 7TH ST SE, LARGO, FL 33771-2175 |
| Name | Verified Name |
|---|---|
| Address | 10539 115TH AVE, LARGO, FL 33773-2415 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 1, 2017 |
| Property Address | 10539 115TH AVE, LARGO, FL 33773-2415 |
| Document Number | 0197251453 |
| Book / Page | 019725 / 001453 |
| Instrument Date | Aug 1, 2017 |
| Instrument | 239399 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 616 7TH ST SE LARGO FL 337712175, LARGO, FL 33771-2175 |
| Document Number | 197251455 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 019725/001455 |
| Instrument | 239400 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2047 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,188.00 (+1.72%) Homeowner's exemption | $211,803 (+22.59%) Land $84,945 Building $126,858 | $211,803 (+22.59%) Land $84,945 Building $126,858 |
| 2024 | $3,134.00 (+11.29%) | ||
| 2023 | $2,816.00 (+11.66%) | $172,776 (+18.5%) | $172,776 (+18.5%) Land $101,707 Building $71,069 |
| 2022 | $2,522.00 | $145,804 | $145,804 Land $91,306 Building $54,498 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1982–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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