10538 S 700 E, Geneva, IN 46740 Property Records

Adams County property record for 10538 S 700 E, Geneva, IN 46740

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,536 sqft · built 1998
Lot Size	5.51 acres (240,016 sqft)
Owner	Individual Name on File
Tax Bill	$1,532 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-12-27-200-007.000-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-27-200-007.000-006`
Alternative APNs	`01619000002801` `01232489876`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,024 sqft
Attic	Attic
Attic Area	1,024 sqft
Basement Area	1,024 sqft
Unfinished Basement	1,024 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Roof Material	Metal
Lot Area	240,016 sqft (5.51 acres)
Shed	1 Shed
Shed Area	48 sqft
Lean-To	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01232489876
Street Address	10538 S 700 E
City	GENEVA
State	IN
Zip	46740-9086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W PT SE PT S/2 NE SEC 27 (5.51A)
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5039
Census Tract	30700

Owner

10538 S 700 E is owned and occupied by an individual.

Source: Adams County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	10538 S 700 E, GENEVA, IN 46740-9086
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Warranty Deed, Transfer MERCER SAVINGS BANK
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 20, 2018	Deed of Trust, Mortgage QUICKEN LOAN INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Nov 7, 2025
Property Address	10538 S 700 E, GENEVA, IN 46740-9086
Document Number	2025004368
Instrument Date	Nov 7, 2025
Instrument	2025004368
Transaction Type	Transfer
Record Updated	Jan 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10538 S 700 E, GENEVA, IN 46740-9086

Mortgage

Date	Nov 7, 2025

Lender

Name	MERCER SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	10538 S 700 E, GENEVA, IN 46740-9086
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022001707
Date	Apr 19, 2022
Instrument	2022001707

Lender

Name	MERCER SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	10538 S 700 E, GENEVA, IN 46740-9086
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005336
Date	Oct 19, 2021
Instrument	2021005336

Lender

Name	MERCER SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	10538 S 700 E, GENEVA, IN 46740-9086
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017001075
Date	Mar 27, 2017
Instrument	2017001075

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	10538 S 700 E, GENEVA, IN 46740-9086
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018002719
Date	Jul 20, 2018
Instrument	2018002719

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10538 S 700 E was $1,532 with a homeowner's exemption, up 2.8% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,532.00 (+2.82%) Homeowner's exemption	$209,500 Land $43,100 Building $166,400	$209,500 Land $43,100 Building $166,400
2024	$1,490.00 (-5.34%)
2023	$1,574.00 (+5.21%)	$185,100 (+1.48%) Land $43,100 Building $142,000	$185,100 (+1.48%) Land $43,100 Building $142,000
2022	$1,496.00	$182,400 Land $43,100 Building $139,300	$182,400 Land $43,100 Building $139,300
2020	$1,340.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10538 S 700 E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10538 S 700 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wabash Communications DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on S 700 E

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