Bell County property record for 10538 Oakalla Rd, Killeen, TX 76549
| Property Type | Misc Structure / Fixture |
|---|---|
| Details | 2,448 sqft · built 2022 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $11,668 (2023) |
| Deeds & Mortgages | Nov 2021 Construction Loan Nov 2021 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0538000000 |
| Primary APN | 0538000000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,448 sqft Gross Area |
| Utility Area | 408 sqft |
| Utility Room | Utility Room |
| Year Built | Built 2022 |
|---|---|
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,200 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Canopy | 404 sqft |
| Storage Building | 408 sqft |
| Account Number | 868058 |
|---|---|
| Street Address | 10538 OAKALLA RD |
| City | KILLEEN |
| State | TX |
| Zip | 76549-7081 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Misc Structure / Fixture |
| Legal Description | A0470BC ELISHA IVIE, 1 & A1309BC J M COWAN, 1, ACRES 40.0 1 & A1309BC J M COWAN, 1, |
| Legal Subdivision | ELISHA IVIE |
| Jurisdiction | BELL TX |
| Township / Civil Division | SOUTHWEST BELL |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 23301 |
Source: Bell County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10538 OAKALLA RD, KILLEEN, TX 76549-7081 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Construction Mortgage EXTRACO BANKS NA |
| Nov 2, 2021 | Deed of Trust, Mortgage · Construction Mortgage EXTRACO BANKS NA |
| Oct 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EXTRACO BANKS NA |
| Nov 19, 2019 | Vendor's Lien, Transfer · Conventional Mortgage EXTRACO BANKS NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2019 |
| Deed Sale | Nov 19, 2019 |
| Deed Document Number | 2019-00053147 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 10538 OAKALLA RD, KILLEEN, TX 76549-7081 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Title Company | MONTEITH ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 704 PAINTBRUSH DR, HARKER HEIGHTS, TX 76548-8041 |
| Document Number | 0000072260 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021072260 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Oct 29, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 10538 OAKALLA RD, KILLEEN, TX 76549-7081 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000072259 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021072259 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 10538 OAKALLA RD, KILLEEN, TX 76549-7081 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Title Company | AMERICAN ABSTRACT & TTL CO I |
| Name | Verified Name |
|---|
| Document Number | 0000064183 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 2022064183 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Nov 19, 2019 |
| Property Address | 10538 OAKALLA RD, KILLEEN, TX 76549-7081 |
| Document Number | 0000053147 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019-00053147 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3175 SIKES DR, 3175, KEMPNER, TX 76539-6909 |
| Name | Verified Name |
|---|---|
| Address | 704 PAINTBRUSH DR, HARKER HEIGHTS, TX 76548-8041 |
| Document Number | 0000053148 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 2019-00053148 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5.99% |
| Max Rate At Change | 10% |
| Index | 1-Year CMT |
| Max Rate | 10% |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Killeen Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $11,668.00 (+82.06%) Homeowner's exemption | $1,003,483 Land $440,000 Building $563,483 | $1,003,483 Land $440,000 Building $563,483 |
| 2022 | $6,409.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 57% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEMPNER WSC serves 17,721 people · EPA ID TX1410028 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 10 / 1 |
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