10538 E Ruby Dr, Yuma, AZ 85365 Property Records

Yuma County property record for 10538 E Ruby Dr, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 2020
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,000 (Sep 2021)
Tax Bill	$1,567 (2025)
Deeds & Mortgages	Sep 2021 Sale Sep 2021 Re-recorded Document + 1 more
Flood Zone	Zone X (moderate risk)
APN	`700-19-119`

Property Details

APN / Parcel Number

Primary APN	`700-19-119`
Alternative APNs	`R0024427` `10647119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Living Area
Gross Area	2,119 sqft
1st Floor Area	1,360 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Architectural Style	Multi-Family
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,600 sqft (0.152 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R0024427
Street Address	10538 E RUBY DR
City	YUMA
State	AZ
Zip	85365-7105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MHS-4.5
Legal Description	SUBDIVISION: FORTUNA HEIGHTS 3 LOT: 119 SECTION: 06 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	06
Legal Subdivision	FORTUNA HEIGHTS 3
Legal Lot Number	119
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1008
Census Tract	10916

Owner

Source: Yuma County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10538 E RUBY DR, YUMA, AZ 85365-7105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Warranty Deed, Transfer STEWART TITLE, STEWART TTL & TR OF PHOENIX
Sep 16, 2021	Re-recorded Document STEWART TITLE, STEWART TTL & TR OF PHOENIX
Sep 8, 2020	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE & TR/PHOENIX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	202134696
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Sep 15, 2021
Property Address	10538 E RUBY DR, YUMA, AZ 85365-7105
Document Number	0000034696
Map Reference	MB 7 PG 6
Instrument Date	Sep 14, 2021
Instrument	2021-34696
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10538 E RUBY DR, YUMA, AZ 85365-7105

September 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	YUMA AZ
Recording Date	Sep 16, 2021
Property Address	10538 E RUBY DR, YUMA, AZ 85365-7105
Document Number	0000034752
Map Reference	MB 7 PG 6
Instrument Date	Sep 3, 2021
Instrument	2021-34752
Record Updated	Nov 19, 2021
Title Company	STEWART TITLE, STEWART TTL & TR OF PHOENIX

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Sep 8, 2020
Property Address	10538 E RUBY DR, YUMA, AZ 85365-7105
Document Number	0000026780
Instrument Date	Aug 31, 2020
Instrument	26780
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	STEWART TITLE, STEWART TITLE & TR/PHOENIX

Transaction

Amount	Amount Recorded
Tax	$33.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 173859 DENVER CO 802173859, DENVER, CO 80217-3859

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,770 (+15.77%) Land $2,772 Building $13,998	$229,886 (+37.13%) Land $38,000 Building $191,886
2025	$1,567.00 (+4.26%)
2023	$1,503.00	$14,486 Land $2,592 Building $11,894	$167,647 Land $30,000 Building $137,647

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,023 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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