Cabarrus County property record for 10537 Black Locust Ln, Charlotte, NC 28215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,139 sqft · built 2018 |
| Lot Size | 0.552 acres (24,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $660,000 (Oct 2021) |
| Tax Bill | $5,646 (2023) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01025G0001.000000 |
| Primary APN | 01025G0001.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,139 sqft Living Area |
| Gross Area | 3,934 sqft |
| 1st Floor Area | 2,455 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 24,045 sqft (0.552 acres) |
| Lot Width | 143 ft Width |
| Garage Type | Mixed |
| Garage Area | 453 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 900 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 342 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 150537 |
|---|---|
| Street Address | 10537 BLACK LOCUST LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28215-1103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CZ-RH |
| Legal Description | LT 1 HOLCOMB WOODS |
| Legal Subdivision | HOLCOMB WOODS |
| Legal Lot Number | 1 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 41506 |
Source: Cabarrus County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10537 BLACK LOCUST LN, CHARLOTTE, NC 28215-1103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on Record |
| Deed Sale | Oct 22, 2021 · Amount on Record |
| Prior Sale | Jan 31, 2018 · Amount on Record |
| Deed Book / Page | 15596 / 176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 22, 2021 |
| Property Address | 10537 BLACK LOCUST LN, CHARLOTTE, NC 28215-1103 |
| Document Number | 0015596176 |
| Book / Page | 15596 / 176 |
| Map Reference | MB 75 PG 29 |
| Instrument Date | Oct 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11405 N COMMUNITY HOUSE RD STE 150, 11405, CHARLOTTE, NC 28277-4430 |
| Name | Verified Name |
|---|---|
| Address | 10537 BLACK LOCUST LN, CHARLOTTE, NC 28215-1103 |
| Document Number | 0015596178 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 15596/178 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Harrisburg Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $601,990 (+25.27%) Land $100,000 Building $501,990 | ||
| 2024 | $601,990 (+25.27%) Land $100,000 Building $501,990 | ||
| 2023 | $5,646.00 | $480,540 Land $75,000 Building $405,540 | $480,540 Land $75,000 Building $405,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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