Lake County property record for 10535 High Valley Rd, Clearlake Oaks, CA 95423
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 196 acres (8,568,252 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,132 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Apr 2026 Sale |
| Flood Zone | Zone D (undetermined) |
| APN | 006-004-220-000 |
| Primary APN | 006-004-220-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,568,252 sqft |
|---|
| Old Parcel Number | 006-004-22 |
|---|---|
| Street Address | 10535 HIGH VALLEY RD |
| City | CLEARLAKE OAKS |
| State | CA |
| Zip | 95423 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RL |
| Legal Block | 1 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 602 |
10535 High Valley Rd, residential vacant land, is held in a trust since August 2015.
Source: Lake County records, as of October 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10723 14TH AVE NE, SEATTLE, WA 98125-6407 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FBN FINANCE LLC |
| Apr 30, 2026 | Grant Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 12, 2015 |
| Transfer Doc | 0000010939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 10535 HIGH VALLEY RD, CLEARLAKE OAKS, CA 95423 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 24760 E BRIGHT AVE, WELCHES, OR 97067-8779 |
| Document Number | 0000003307 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 2023003307 |
| Name | FBN FINANCE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SIOUX FALLS, SD 57108 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.26% |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Annually |
| Index | Other |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Apr 30, 2026 |
| Property Address | 10535 HIGH VALLEY RD, CLEARLAKE OAKS, CA 95423 |
| Document Number | 0000004256 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20264256 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 10723 14TH AVE NE, SEATTLE, WA 98125-6407 |
The 2026 property tax bill for 10535 High Valley Rd was $1,132, up 2.4% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Konocti Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,132.00 (+2.35%) | $98,942 (+2%) Land $98,942 |
| 2025 | $1,106.00 | $97,002 Land $97,002 |
| 2023 | $1,083.00 (+5.15%) | $93,236 Land $93,236 |
| 2022 | $1,030.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10535 High Valley Rd in Zone D, where flood risk has not been studied, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 3 (1998–2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10535 High Valley Rd is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 82% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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