Frederick County property record for 10534 Liberty Rd, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 3,807 sqft · built 2003 |
| Lot Size | 2.16 acres (94,090 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $795,000 (Dec 2018) |
| Tax Bill | $10,578 (2023) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-307997 |
| Primary APN | 13-307997 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,807 sqft Total Area |
| 1st Floor Area | 3,807 sqft |
| Basement Area | 2,400 sqft |
| Finished Basement | 2,400 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 94,090 sqft (2.16 acres) |
| Garage Type | Attached |
| Garage Area | 890 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 544 sqft |
| Porch | Open Porch |
| Porch Area | 431 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 307997 |
|---|---|
| Street Address | 10534 LIBERTY RD |
| City | FREDERICK |
| State | MD |
| Zip | 21701-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.16 ACRES SECOND PARCEL NR MT PLEASANT |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 13, MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 751701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10534 LIBERTY RD, FREDERICK, MD 21701-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Feb 7, 2022 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 12, 2018 | Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2018 · Amount on Record |
| Deed Sale | Dec 12, 2018 · Amount on Record |
| Prior Sale | Nov 30, 2009 · Amount on Record |
| Deed Document Number | 0012751463 |
| Deed Book / Page | 12751 / 463 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10534 LIBERTY RD, FREDERICK, MD 21701-2626 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 10534 LIBERTY RD, FREDERICK, MD 21701-2626 |
| Document Number | 0157260324 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 15726/324 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10534 LIBERTY RD, FREDERICK, MD 21701-2626 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 10534 LIBERTY RD, FREDERICK, MD 21701-2626 |
| Document Number | 0157100277 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 15710/277 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 12, 2018 |
| Property Address | 10534 LIBERTY RD, FREDERICK, MD 21701-2626 |
| Document Number | 0127510463 |
| Book / Page | 12751 / 0463 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10534 LIBERTY RD, FREDERICK, MD 21701-2626 |
| Document Number | 0012751470 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 12751/470 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $10,578.00 | $889,933 | $1,120,600 Land $152,200 Building $968,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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