10534 Crystal Bay Dr, Reno, NV 89521 Property Records

Washoe County property record for 10534 Crystal Bay Dr, Reno, NV 89521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,582 sqft · built 2003
Lot Size	0.212 acres (9,250 sqft)
Owner	Trust Name on File
Last Sale	$303,490 (Jan 2004)
Tax Bill	$3,981 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-833-04`

Property Details

APN / Parcel Number

Primary APN	`160-833-04`
Alternative APN	`172702`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,582 sqft Living Area
1st Floor Area	1,371 sqft
2nd Floor Area	1,211 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Concrete
Lot Area	9,250 sqft (0.212 acres)
Garage Type	Built-in
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	943 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	172702
Street Address	10534 CRYSTAL BAY DR
City	RENO
State	NV
Zip	89521-4155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	DOUBLE DIAMOND RANCH 19A LT 45
Legal Range	20
Legal Township	18
Legal Subdivision	DOUBLE DIAMOND RANCH VILLAGE 19A
Legal Lot Number	45
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHEAST
Census Block Group	4
Census Block	4012
Census Tract	2207

Owner

10534 Crystal Bay Dr is held in a trust since January 2025.

Source: Washoe County records, as of January 8, 2026

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	2215 WILLOW RIDGE RD, RENO, NV 89521-4513
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 16, 2004 · Amount on File
Deed Sale	Jan 16, 2004 · Amount on File
Prior Sale	Jan 16, 2004 · Amount on File
Deed Document Number	0002982589
Last Transfer Date	Jan 27, 2025
Transfer Doc	0005514676
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	10534 CRYSTAL BAY DR, RENO, NV 89521-4155
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005243079
Date	Oct 28, 2021
Instrument	5243079

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10534 Crystal Bay Dr was $3,981.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,981.00	$147,792 Land $44,450 Building $103,342	$422,263 Land $127,000 Building $295,263
2023	$3,756.00	$141,898 Land $43,155 Building $98,743	$405,424 Land $123,300 Building $282,124

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10534 Crystal Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10534 Crystal Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	100 / 100
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Verizon.

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