10531 SW 115th St, Miami, FL 33176 Property Records

Miami-Dade County property record for 10531 SW 115th St, Miami, FL 33176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1968
Lot Size	0.355 acres (15,480 sqft)
Owner	2 Individual Names on File
Last Sale	$810,100 (Jun 2023)
Tax Bill	$8,800 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-5008-010-0630`

Property Details

APN / Parcel Number

Primary APN	`30-5008-010-0630`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,922 sqft
1st Floor Area	1,800 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1975
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	15,480 sqft (0.355 acres)
Lot Dimensions	129 ft deep x 120 ft wide
Garage Area	210 sqft
Porch	Porch
Porch Area	210 sqft

Location & Zoning

Street Address	10531 SW 115TH ST
City	MIAMI
State	FL
Zip	33176-4046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2100
Legal Description	PINE ACRES SEC 3 PB 85-39 LOT 12 BLK 12 LOT SIZE 120.000 X 129 OR 11554-985 0382 1
Legal Range	40E
Legal Township	55S
Legal Section	08
Legal Subdivision	PINE ACRES
Legal Block	12
Legal Lot Number	12
Jurisdiction	DADE FL
Township / Civil Division	KENDALL-PALMETTO BAY
Census Block Group	1
Census Block	1012
Census Tract	8415

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10531 SW 115TH ST, MIAMI, FL 33176-4046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on File
Deed Sale	Jun 9, 2023 · Amount on File
Deed Document Number	2023396509
Deed Book / Page	33743 / 3512
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 9, 2023
Property Address	10531 SW 115TH ST, MIAMI, FL 33176-4046
Document Number	0000396509
Book / Page	33743 / 3512
Map Reference	MB 85 PG 39
Instrument Date	May 22, 2023
Instrument	2023R0396509
Transaction Type	Transfer
Record Updated	Feb 16, 2026
Title Company	UNKNOWN, USA TRUST TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,860.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6504 THETFORD CT, RALEIGH, NC 27615-6319

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10531 SW 115TH ST, MIAMI, FL 33176-4046

Mortgage

Document Number	0000003514
Date	Jun 9, 2023
Instrument	33743/3514

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,800.00 (+172.53%) Homeowner's exemption	$518,976 (+162.79%)	$728,322 (+14.3%) Land $518,160 Building $210,162
2023	$3,229.00 (+4.53%) Homeowner's exemption	$197,490 (+3%)	$637,210 (+21.82%) Land $426,720 Building $210,490
2022	$3,089.00 Homeowner's exemption	$191,738	$523,075 Land $312,420 Building $210,655

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	19 (1979–2021)
Claims Outside the SFHA	9 of 19
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 2 claims Hurricane Irene, Oct 1999 · 3 claims Hurricane Andrew, Aug 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20