10531 Berclair Dr, Houston, TX 77038 Property Records

Harris County property record for 10531 Berclair Dr, Houston, TX 77038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,161 sqft · built 1998
Lot Size	0.137 acres (5,980 sqft)
Owner	Individual Name on Record
Tax Bill	$2,728 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109-123-000-1472`

Property Details

APN / Parcel Number

Primary APN	`109-123-000-1472`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,161 sqft Living Area
1st Floor Area	2,161 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	5,980 sqft (0.137 acres)
View / Lot	Neighborhood
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1091230001472
Street Address	10531 BERCLAIR DR
City	HOUSTON
State	TX
Zip	77038-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1472 BLK 39 FALLBROOK SEC 3
Legal Subdivision	FALLBROOK SEC 3
Legal Block	39
Legal Lot Number	1472
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2008
Census Tract	533701

Owner

Source: Harris County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10531 BERCLAIR DR, HOUSTON, TX 77038-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage · VA Mortgage SPECIALIZED LOAN SERVICES LLC
Dec 16, 2022	Deed of Trust, Mortgage · VA Mortgage SPECIALIZED LOAN SERVICES LLC
May 7, 2018	Loan Modification, Mortgage GSMPS MTG LOAN TR 2004-1 (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2011
Deed Sale	Oct 5, 2011
Prior Sale	Oct 13, 1998
Deed Document Number	2011419745
Deed Book / Page	2705 / 2447
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10531 BERCLAIR DR, HOUSTON, TX 77038-1703
Transaction Type	Mortgage
Record Updated	Dec 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10531 BERCLAIR DR, HOUSTON, TX 77038-1703

Mortgage

Document Number	0000590551
Date	Dec 16, 2022
Instrument	2022-590551

Lender

Name	SPECIALIZED LOAN SERVICES LLC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	190 Months
Due	Oct 1, 2038

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10531 BERCLAIR DR, HOUSTON, TX 77038-1703
Transaction Type	Mortgage
Record Updated	Dec 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000590550
Date	Dec 16, 2022
Instrument	2022-590550

Lender

Name	SPECIALIZED LOAN SERVICES LLC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	190 Months
Due	Oct 1, 2038

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	10531 BERCLAIR DR, HOUSTON, TX 77038-1703
Document Number	0000245038
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10531 BERCLAIR DR HOUSTON TX 770381703, HOUSTON, TX 77038-1703

Mortgage

Document Number	0000245038
Date	Jun 4, 2018
Instrument	245038

Lender

Name	GSMPS MTG LOAN TR 2004-1 (CT)
Address	SANINT PAUL, MN 55107

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 3, 2038

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Harris County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Aldine Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,728.00 (+79.95%) Homeowner's exemption Veteran's exemption	$222,373 (-1.16%) Land $32,328 Building $190,045	$222,373 (-1.16%) Land $32,328 Building $190,045
2024	$1,516.00 (+22.16%)
2023		$224,992 Land $32,328 Building $192,664	$224,992 Land $32,328 Building $192,664
2022	$1,241.00 (+17.85%)
2020	$1,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	16 (2001–2021)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Feb 2021 · Severe Winter Storms
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims Hurricane Ike, Sep 2008 · 4 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK UTILITY DISTRICT serves 6,720 people · EPA ID TX1010340
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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