10530 Gray Fox Cir, Savannah, GA 31406 Property Records

Chatham County property record for 10530 Gray Fox Cir, Savannah, GA 31406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,754 sqft · built 1977
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2022)
Tax Bill	$2,586 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0699-05-004`

Property Details

APN / Parcel Number

Primary APN	`2-0699-05-004`
Alternative APN	`E341C653`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,754 sqft Living Area
1st Floor Area	1,754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	790 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	10530 GRAY FOX CIR
City	SAVANNAH
State	GA
Zip	31406-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 77 COLONIAL VILLAGE PH B
Legal Subdivision	COLONIAL VILLAG
Legal Phase	B
Legal Lot Number	77
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2006
Census Tract	4207

Owner

10530 Gray Fox Cir is owned and occupied by an individual who bought it in August 2022.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	10530 GRAY FOX CIR, SAVANNAH, GA 31406-4411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE
Aug 5, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO
May 27, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on File
Deed Sale	Aug 8, 2022 · Amount on File
Deed Document Number	20229490
Deed Book / Page	2881 / 313
Prior Transfer Date	May 27, 2020
Prior Transfer Doc	0019450417
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	10530 GRAY FOX CIR, SAVANNAH, GA 31406-4411
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10530 GRAY FOX CIR, SAVANNAH, GA 31406-4411

Mortgage

Document Number	0031220062
Date	Jun 21, 2023
Book Page	0000003122/0000000062

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2028

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	10530 GRAY FOX CIR, SAVANNAH, GA 31406-4411
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10530 GRAY FOX CIR, SAVANNAH, GA 31406-4411

Mortgage

Document Number	0022450618
Date	Feb 16, 2021
Book Page	0000002245/0000000618

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 5, 2022
Property Address	10530 GRAY FOX CIR, SAVANNAH, GA 31406-4411
Document Number	0028810313
Book / Page	2881 / 313
Instrument Date	Aug 5, 2022
Instrument	2022-009490
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10530 GRAY FOX CIR, SAVANNAH, GA 31406-4411

Mortgage

Document Number	0028810316
Date	Aug 8, 2022
Book Page	0000002881/0000000316

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 27, 2020
Property Address	10530 GRAY FOX CIR, SAVANNAH, GA 31406-4411
Document Number	0019450417
Book / Page	1945 / 417
Instrument Date	May 27, 2020
Instrument	2020-005114
Transaction Type	Transfer
Record Updated	Mar 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10530 GRAY FOX CIR, SAVANNAH, GA 31406-4411

Tax Assessment & Valuation

The 2025 property tax bill for 10530 Gray Fox Cir was $2,586, up 23.1% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,400 (+11.52%) Land $24,000 Building $98,400	$306,000 (+11.52%) Land $60,000 Building $246,000
2025	$2,586.00 (+23.14%) Homeowner's exemption	$109,760 Land $24,000 Building $85,760	$274,400 Land $60,000 Building $214,400
2024	$2,100.00
2023		$95,600 (+26.52%) Land $20,800 Building $74,800	$239,000 (+26.52%) Land $52,000 Building $187,000
2022	$3,128.00	$75,560 Land $8,000 Building $67,560	$188,900 Land $20,000 Building $168,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10530 Gray Fox Cir in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	139 units insured incl. 72 condo units
Nearby Flood Claims	15 (1996–2024)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Oct 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10530 Gray Fox Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave, IQ Fiber.

Nearby Properties on Gray Fox Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures