10530 Co Rd 8, Waterloo, AL 35677 Property Records

Lauderdale County property record for 10530 Co Rd 8, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,396 sqft · built 1955
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$419 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jan 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-06-14-0-000-002-000`

Property Details

APN / Parcel Number

Primary APN	`07-06-14-0-000-002-000`
Alternative APNs	`095012` `103960` `16169` `95012`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,396 sqft Living Area
1st Floor Area	1,396 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Lot Dimensions	210 ft deep x 630 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	103960
Street Address	10530 COUNTY ROAD 8
City	WATERLOO
State	AL
Zip	35677-3814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	630S X 210S PT OF N/2 OF SE/4 AND PT OF S/2 OF NE/4 SEC 14 T1S R13W 3 AC/D
Legal Range	13W
Legal Township	01S
Legal Section	14
Jurisdiction	LAUDERDALE AL
Township / Civil Division	CLOVERDALE
Census Block Group	1
Census Block	1041
Census Tract	11402

Owner

10530 Co Rd 8 is owned and occupied by an individual who acquired it in January 2019.

Source: Lauderdale County records, as of November 24, 2025

Owner of Record	Individual Name on File
Mailing Address	10530 COUNTY ROAD 8, WATERLOO, AL 35677-3814
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Intrafamily Transfer, Transfer
Jan 18, 2019	Warranty Deed, Transfer
Jan 18, 2019	Deed, Transfer
May 31, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 14, 2019
Transfer Doc	2019/2053
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Jan 11, 2023
Property Address	10530 COUNTY ROAD 8, WATERLOO, AL 35677-3814
Document Number	02023/1200
Book / Page	2023 / 1200
Map Reference	MB 2017 PG 23151
Instrument Date	Dec 20, 2022
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10489 COUNTY ROAD 8, WATERLOO, AL 35677-3813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10530 COUNTY ROAD 8, WATERLOO, AL 35677-3814

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jan 18, 2019
Property Address	10530 COUNTY ROAD 8, WATERLOO, AL 35677-3814
Document Number	2019/2057
Book / Page	2019 / 2057
Instrument Date	Jan 17, 2019
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10489 COUNTY ROAD 8, 10489, WATERLOO, AL 35677-3813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10489 COUNTY ROAD 8, WATERLOO, AL 35677-3813

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jan 18, 2019
Property Address	10530 COUNTY ROAD 8, WATERLOO, AL 35677-3814
Document Number	2019/2053
Book / Page	2019 / 2053
Instrument Date	Jan 14, 2019
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10489 COUNTY ROAD 8, 10489, WATERLOO, AL 35677-3813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10489 COUNTY ROAD 8, WATERLOO, AL 35677-3813

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 31, 2017
Property Address	10530 COUNTY ROAD 8, WATERLOO, AL 35677-3814
Document Number	2017/23151
Book / Page	2017 / 23151
Instrument Date	Apr 18, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10530 COUNTY ROAD 8, WATERLOO, AL 35677-3814

Tax Assessment & Valuation

The 2025 property tax bill for 10530 Co Rd 8 was $419 with a homeowner's exemption, up 8% from the year before.

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$419.00 (+7.99%) Homeowner's exemption	$13,620 (+6.91%)	$143,140 (+12.6%) Land $36,000 Building $107,140
2024	$388.00 (-55.09%) Homeowner's exemption	$12,740 (+126.69%) Land $3,020 Building $9,720	$127,120 (+5.39%) Land $30,000 Building $97,120
2023	$864.00 (+32.72%)	$5,620 (-67.29%) Land $5,620	$120,620 (+37.22%) Land $28,100 Building $92,520
2022	$651.00	$17,180	$87,900 Land $23,300 Building $64,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10530 Co Rd 8 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Mar 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10530 Co Rd 8 is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 8

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