Lincoln County property record for 1053 Willow Dr, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,393 sqft · built 1972 |
| Lot Size | 0.541 acres (23,566 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Mar 2024) |
| Tax Bill | $3,889 (2026) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Mar 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3643-20-2420 |
| Primary APN | 3643-20-2420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,393 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 23,566 sqft (0.541 acres) |
| Canopy | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 302553 |
|---|---|
| Street Address | 1053 WILLOW DR |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-8510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | LEEWOOD AC #37 & PT 36 |
| Legal Subdivision | LEE WOOD ACRES MAP NO TWO |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | IRONTON |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 70300 |
1053 Willow Dr is owned and occupied by two individuals who bought it in March 2024.
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1053 WILLOW DR, LINCOLNTON, NC 28092-8510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 16, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED BANK |
| Jan 27, 2022 | Warranty Deed, Transfer |
| Mar 22, 2021 | Warranty Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 27, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 8, 2019 | Warranty Deed, Construction Loan · Construction Mortgage LPLN LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2024 · Amount on File |
| Deed Sale | Mar 1, 2024 · Amount on File |
| Prior Sale | Jan 27, 2022 · Amount on File |
| Deed Document Number | 2024677633 |
| Deed Book / Page | 3308 / 532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 1, 2024 |
| Property Address | 1053 WILLOW DR, LINCOLNTON, NC 28092-8510 |
| Document Number | 0003308532 |
| Book / Page | 3308 / 532 |
| Map Reference | MB D PG 10 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 677633 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1884 CLINE FARM RD, LINCOLNTON, NC 28092-7043 |
| Name | Verified Name |
|---|---|
| Address | 1053 WILLOW DR, LINCOLNTON, NC 28092-8510 |
| Document Number | 0000677634 |
|---|---|
| Date | Mar 1, 2024 |
| Instrument | 677634 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1053 WILLOW DR, LINCOLNTON, NC 28092-8510 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0003146522 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 3146/522 |
| Instrument | 649117 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 27, 2022 |
| Property Address | 1053 WILLOW DR, LINCOLNTON, NC 28092-8510 |
| Document Number | 0003130806 |
| Book / Page | 3130 / 806 |
| Map Reference | MB D PG 10 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 646523 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2766 UNION RIDGE DR, 2766, LINCOLNTON, NC 28092-7411 |
| Name | Verified Name |
|---|---|
| Address | 1053 WILLOW DR, LINCOLNTON, NC 28092-8510 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 22, 2021 |
| Property Address | 1053 WILLOW DR, LINCOLNTON, NC 28092-8510 |
| Document Number | 3021485 |
| Book / Page | 3021 / 485 |
| Map Reference | MB D PG 10 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 627712 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $598.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2520 BLAKE CT, 2520, LINCOLNTON, NC 28092-7439 |
| Name | Verified Name |
|---|---|
| Address | 1053 WILLOW DR, LINCOLNTON, NC 28092-8510 |
| Document Number | 627713 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 627713 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 27, 2019 |
| Property Address | 1053 WILLOW DR, LINCOLNTON, NC 28092-8510 |
| Document Number | 287245 |
| Book / Page | 002872 / 000045 |
| Instrument Date | Dec 24, 2019 |
| Instrument | 602488 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $160.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2520 BLAKE CT LINCOLNTON NC 280927439, LINCOLNTON, NC 28092-7439 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Nov 8, 2019 |
| Property Address | 1053 WILLOW DR, LINCOLNTON, NC 28092-8510 |
| Document Number | 2860522 |
| Book / Page | 002860 / 000522 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 600349 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 22, 2019 |
| Title Company | INVESTORS TITLE INSURANCE, INVESTORS TITLE INS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4607 CHARLOTTE HWY LAKE WYLIE SC 297108144, LAKE WYLIE, SC 29710-8144 |
| Investor | Possibly a Property Investor |
| Document Number | 2860525 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 002860/000525 |
| Instrument | 600350 |
| Name | LPLN LLC |
|---|---|
| Address | 4607 CHARLOTTE HWY # 8, LAKE WYLIE, SC 29710-8148 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 7, 2020 |
The 2026 property tax bill for 1053 Willow Dr was $3,889.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Municipality | Lincolnton City |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,889.00 | $375,350 Land $29,000 Building $346,350 | $375,350 Land $29,000 Building $346,350 |
| 2023 | $5,260.00 | $514,592 Land $29,000 Building $485,592 | $514,592 Land $29,000 Building $485,592 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1053 Willow Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1053 Willow Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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