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1053 W 10th St, Merced, CA 95341 Property Records

Merced County property record for 1053 W 10th St, Merced, CA 95341

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,717 sqft · built 1927
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Last Sale$275,000 (Nov 2022)
Tax Bill$3,133 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone AO (high risk)
APN032-041-015-000

Property Details

APN / Parcel Number

Primary APN032-041-015-000
Alternative APN
  • 032-041-015

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,717 sqft Living Area
Gross Area1,933 sqft
1st Floor Area1,717 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1941
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area7,500 sqft (0.172 acres)
Garage TypeAttached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area81 sqft

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number032-041-015
Street Address1053 W 10TH ST
CityMERCED
StateCA
Zip95341-5837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionRAYMACK #1 LOT 10 BLK 304
Legal SubdivisionRAYMACK 01
Legal Block304
Legal Lot Number10
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2023
Census Tract1502

Owner

1053 W 10th St is owned and occupied by two individuals who bought it in November 2022.

Source: Merced County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1053 W 10TH ST, MERCED, CA 95341-5837
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2022 · Amount on File
Deed SaleNov 21, 2022 · Amount on File
Prior SaleAug 24, 2012 · Amount on File
Deed Document Number202240892
Prior Transfer DateAug 20, 2012
Prior Transfer Doc0000029926
Record UpdatedOct 29, 2026

November 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateNov 21, 2022
Property Address1053 W 10TH ST, MERCED, CA 95341-5837
Document Number0000040892
Map ReferenceMB 8 PG 43
Instrument DateOct 21, 2022
Instrument2022040892
Transaction TypeTransfer
Record UpdatedDec 26, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1053 W 10TH ST, MERCED, CA 95341-5837

Mortgage

Document Number0000040893
DateNov 21, 2022
Instrument2022040893
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1053 W 10th St was $3,133 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$291,831 (+2%) Land $90,202 Building $201,629
2025$3,133.00 Homeowner's exemption$286,110 Land $88,434 Building $197,676
2023$2,980.00 (+283.03%)$275,000 Land $85,000 Building $190,000
2022$778.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1053 W 10th St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 51 policies
Nearby Flood Policies51 in force
Nearby Flood Claims3 (1998–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1053 W 10th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Ayera Technologies
Fixed Wireless		1,000 / 500
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: GeoLinks.

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