Charlotte County property record for 1053 Schooner Ln, Englewood, FL 34224
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,710 sqft · built 2015 |
| Lot Size | 0.259 acres (11,288 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,800 (Nov 2016) |
| Tax Bill | $5,972 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 41-20-08-130-007 |
| Primary APN | 41-20-08-130-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| Gross Area | 2,505 sqft |
| Flooring | Covered |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 11,288 sqft (0.259 acres) |
| Lot Dimensions | 136 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 473 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Porch |
| Porch Area | 322 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004640754 |
|---|---|
| Old Parcel Number | 00759750055409 |
| Street Address | 1053 SCHOONER LN |
| City | ENGLEWOOD |
| State | FL |
| Zip | 34224-5213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | BHE 000 0000 0054 BAY HARBOR EST LT 54 860/1918 1583/496 4138/1426 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 08 |
| Legal Subdivision | BAY HARBOR EST |
| Legal Lot Number | 54 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 30302 |
1053 Schooner Ln is owned and occupied by an individual who bought it in November 2016.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1053 SCHOONER LN, ENGLEWOOD, FL 34224-5213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2016 · Amount on File |
| Deed Sale | Nov 7, 2016 · Amount on File |
| Prior Sale | Jan 13, 1998 · Amount on File |
| Deed Document Number | 2477957 |
| Deed Book / Page | 4138 / 1426 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 1053 SCHOONER LN, ENGLEWOOD, FL 34224-5213 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 7007 BROADWAY AVE, CLEVELAND, OH 44105-1441 |
| Document Number | 0003276753 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 3276753 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 1053 SCHOONER LN, ENGLEWOOD, FL 34224-5213 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | SELECT TITLE |
| Name | Verified Name |
|---|---|
| Address | 1053 SCHOONER LN, ENGLEWOOD, FL 34224-5213 |
| Document Number | 0047950350 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 4795/350 |
| Instrument | 2965563 |
| Name | LIBERTY SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, OH 45177 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 1053 Schooner Ln was $5,972 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,972.00 Homeowner's exemption | $235,541 | $355,179 Land $51,643 Building $303,536 |
| 2023 | $3,659.00 (+3.54%) Homeowner's exemption | $222,236 (+3%) | $343,196 (+10.61%) Land $46,563 Building $296,633 |
| 2022 | $3,534.00 Homeowner's exemption | $215,763 | $310,289 Land $25,186 Building $285,103 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1053 Schooner Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 281 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 361 units insured incl. 80 condo units |
| Nearby Flood Claims | 124 (1993–2024) |
| Claims Outside the SFHA | 3 of 124 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1053 Schooner Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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