St. Johns County property record for 1053 San Rafael St, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 1977 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $809,000 (Oct 2025) |
| Tax Bill | $3,191 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161143-0050 |
| Primary APN | 161143-0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Gross Area | 2,408 sqft |
| 1st Floor Area | 1,664 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,196 sqft (0.28 acres) |
| Lot Dimensions | 140 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 924 sqft |
|---|---|
| Porch | Enclosed Glass Porch |
| Porch Area | 64 sqft |
| Deck Area | Deck Area |
| Patio Area | 599 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1053 SAN RAFAEL ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-5349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 3-76 EL GRANADA E23FT OF LOT 4 ALL LOT 5 & W13.36FT OF LOT 6 BLK C OR6240/1042 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 28 |
| Legal Subdivision | EL GRANADA |
| Legal Block | C |
| Legal Lot Number | 4,5,6 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 21408 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Spanish Coquina Quarries listed 1972 · 1 contributing resources · NRIS 72001462 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1053 San Rafael St is owned by two individuals who bought it in October 2025.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 70 WASHINGTON ST, 3M, BROOKLYN, NY 11201-1443 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2023 | Deed of Trust, Mortgage · Line of Credit BARWICK BANKING CO |
| Oct 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage STANDARD MORTGAGE CAPITAL LLC |
| Jun 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on File |
| Deed Sale | Oct 16, 2025 · Amount on File |
| Prior Sale | Jun 19, 2023 · Amount on File |
| Deed Document Number | 202584785 |
| Deed Book / Page | 6240 / 1042 |
| Prior Transfer Date | Nov 27, 2006 |
| Prior Transfer Doc | 0028231361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1053 SAN RAFAEL ST, SAINT AUGUSTINE, FL 32080-5349 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1053 SAN RAFAEL ST, SAINT AUGUSTINE, FL 32080-5349 |
| Document Number | 0058650431 |
|---|---|
| Date | Dec 1, 2023 |
| Book Page | 5865/431 |
| Instrument | 2023093815 |
| Name | BARWICK BANKING CO |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 16, 2025 |
| Property Address | 1053 SAN RAFAEL ST, SAINT AUGUSTINE, FL 32080-5349 |
| Document Number | 0062401042 |
| Book / Page | 6240 / 1042 |
| Map Reference | MB 3 PG 76 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025084785 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,663.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 336 FIVE ISLAND DR, ST AUGUSTINE, FL 32080-6213 |
| Name | Verified Name |
|---|---|
| Address | 70 WASHINGTON ST APT 3M, 3M, BROOKLYN, NY 11201-1443 |
| Document Number | 0062401044 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 6240/1044 |
| Name | STANDARD MORTGAGE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 19, 2023 |
| Property Address | 1053 SAN RAFAEL ST, SAINT AUGUSTINE, FL 32080-5349 |
| Document Number | 0057770576 |
| Book / Page | 5777 / 576 |
| Map Reference | MB 3 PG 76 |
| Instrument Date | Jun 2, 2023 |
| Instrument | 2023047349 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2023 |
| Title Company | ST JOHNS BLUE OCEAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 319 NORTHBOUND GRATIOT AVE, MOUNT CLEMENS, MI 48043-5751 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1053 SAN RAFAEL ST, SAINT AUGUSTINE, FL 32080-5349 |
| Document Number | 0057770578 |
|---|---|
| Date | Jun 19, 2023 |
| Book Page | 5777/578 |
| Instrument | 2023047350 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 1053 San Rafael St was $3,191, up 13.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $517,887 (+107.1%) Land $122,000 Building $395,887 | $517,887 (+18.15%) Land $122,000 Building $395,887 | |
| 2025 | $3,191.00 (+13.24%) Homeowner's exemption | $250,070 (+2.9%) | $438,347 (+5.64%) Land $122,000 Building $316,347 |
| 2024 | $2,818.00 (+34.7%) Homeowner's exemption | $243,022 (+28.9%) | $414,926 (+0.56%) Land $106,400 Building $308,526 |
| 2023 | $2,092.00 (+0.72%) Homeowner's exemption Widower's exemption | $188,534 (+3%) | $412,602 (+6.55%) Land $106,400 Building $306,202 |
| 2022 | $2,077.00 Homeowner's exemption Widower's exemption | $183,043 | $387,239 Land $106,400 Building $280,839 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1053 San Rafael St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 293 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 293 in force |
| Nearby Flood Claims | 4 (2016–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1053 San Rafael St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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