St. Clair County property record for 1053 N Riverside Ave, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,906 sqft · built 1922 |
| Lot Size | 0.597 acres (26,005 sqft) |
| Owner | Individual Name on File |
| Last Sale | $419,500 (Apr 2022) |
| Tax Bill | $4,462 (2025) |
| Deeds & Mortgages | Apr 2022 Sale Aug 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-097-0004-000 |
| Primary APN | 74-07-097-0004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,906 sqft Living Area |
| 1st Floor Area | 1,209 sqft |
| Basement Area | 1,209 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Lot Area | 26,005 sqft (0.597 acres) |
| Lot Dimensions | 520 ft deep x 50 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 1053 N RIVERSIDE AVE |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-4269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 LOW DE |
| Legal Description | S1/2 OF LOT 2 ASSESSORS RIVERSIDE AVE PLAT |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 7 |
| Census Block | 7002 |
| Census Tract | 642000 |
1053 N Riverside Ave is owned and occupied by an individual who bought it in April 2022.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3348 MATHERN TRL, LEXINGTON, KY 40509-9060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2022 | Warranty Deed, Transfer LEGACY TITLE AGENCY INC, LEGACY TITLE AGENCY |
| Aug 6, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP |
| Jul 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Nov 19, 2018 | Loan Modification, Mortgage · Conventional Mortgage NORTH STAR BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2022 · Amount on File |
| Deed Sale | Apr 18, 2022 · Amount on File |
| Prior Sale | Aug 6, 2020 · Amount on File |
| Deed Document Number | 20229974 |
| Deed Book / Page | 5512 / 317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 18, 2022 |
| Property Address | 1053 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4269 |
| Document Number | 0005512317 |
| Book / Page | 5512 / 317 |
| Map Reference | LB 50 PG 35 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022009974 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | LEGACY TITLE AGENCY INC, LEGACY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,146.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1053 N RIVERSIDE AVE, 1053, SAINT CLAIR, MI 48079-4269 |
| Name | Verified Name |
|---|---|
| Address | 3348 MATHERN TRL, LEXINGTON, KY 40509-9060 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 6, 2020 |
| Property Address | 1053 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4269 |
| Document Number | 0005223504 |
| Book / Page | 5223 / 504 |
| Map Reference | LB 50 PG 35 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 2020018605 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1053 N RIVERSIDE AVE, 1053, SAINT CLAIR, MI 48079-4269 |
| Name | Verified Name |
|---|---|
| Address | 8548 RIVER RD, COTTRELLVILLE, MI 48039-3361 |
| Document Number | 2020018606 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 2020018606 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1053 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4269 |
| Document Number | 0050800830 |
| Instrument Date | Jul 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1053 N RIVERSIDE AVE ST CLAIR MI 480794269, ST CLAIR, MI 48079-4269 |
| Document Number | 0050800830 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 005080/000830 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1053 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-4269 |
| Document Number | 0050150173 |
| Instrument Date | Nov 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1053 N RIVERSIDE AVE ST CLAIR MI 480794269, ST CLAIR, MI 48079-4269 |
| Document Number | 0050150173 |
|---|---|
| Date | Dec 10, 2018 |
| Book Page | 005015/000173 |
| Name | NORTH STAR BK |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MI 48079 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 9, 2023 |
The 2025 property tax bill for 1053 N Riverside Ave was $4,462 with a homeowner's exemption, up 2.8% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,900 (+3.52%) | $311,800 | |
| 2025 | $4,462.00 (+2.81%) | $150,600 | |
| 2024 | $4,340.00 | $301,200 | |
| 2023 | $104,700 | ||
| 2022 | $3,461.00 | $209,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1053 N Riverside Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1053 N Riverside Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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