1053 Memory Ln, Vermilion, OH 44089 Property Records

Erie County property record for 1053 Memory Ln, Vermilion, OH 44089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1962
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (May 2013)
Tax Bill	$1,515 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit
APN	`18-01287-000`

Property Details

APN / Parcel Number

Primary APN	`18-01287-000`
Alternative APN	`003492-2`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	125 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Patio Area	200 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003492-2
Street Address	1053 MEMORY LN
City	VERMILION
State	OH
Zip	44089-1547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28 RIVERVIEW HGHTS SUB 1
Legal Subdivision	RIVERVIEW HEIGHTS SUBDIVISION NO 1
Legal Lot Number	28
Jurisdiction	ERIE OH
Township / Civil Division	VERMILION
Census Block Group	4
Census Block	4017
Census Tract	40100

Owner

Source: Erie County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1053 MEMORY LN, VERMILION, OH 44089-1547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2013 · Amount on Record
Deed Sale	May 6, 2013 · Amount on Record
Deed Document Number	20134849
Prior Transfer Date	Aug 1, 2011
Prior Transfer Doc	0000005935
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	1053 MEMORY LN, VERMILION, OH 44089-1547
Document Number	0000007374
Instrument Date	Aug 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1053 MEMORY LN VERMILION OH 440891547, VERMILION, OH 44089-1547

Mortgage

Document Number	0000007374
Date	Sep 10, 2019
Instrument	7374

Lender

Name	FIFTH THIRD BK/NE OH
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Vermilion City
Unified School District	Vermilion Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,515.00 (-2.7%)	$37,257 (-) Land $8,407 Building $28,850
2024	$1,557.00 (-3.89%) Homeowner's exemption	$37,257 (+7.12%) Land $8,407 Building $28,850	$106,450 (+7.12%) Land $24,020 Building $82,430
2023	$1,620.00 (-0.49%) Homeowner's exemption	$34,779 (-) Land $7,644 Building $27,135
2022	$1,628.00 Homeowner's exemption	$34,779 Land $7,644 Building $27,135
2021			$99,370 Land $21,840 Building $77,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	158 (1978–2020)
Claims Outside the SFHA	5 of 158
Most Recent Claim	Mar 2020
Claims by Event	Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILION CITY serves 10,594 people · EPA ID OH2201511
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20