1053 Maple St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 1053 Maple St, Granite Falls, NC 28630 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,120 sqft · built 1971
Lot Size0.349 acres (15,200 sqft)
OwnerIndividual Name on File
Tax Bill$1,296 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11 28 1 38

Property Details

APN / Parcel Number

Primary APN11 28 1 38
Alternative APN
  • 173401

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,120 sqft Heated Area
Gross Area1,528 sqft
1st Floor Area1,120 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area15,200 sqft (0.349 acres)
Lot Dimensions152 ft deep x 100 ft wide
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck AreaDeck Area
Patio Area128 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number173401
Street Address1053 MAPLE ST
CityGRANITE FALLS
StateNC
Zip28630-9211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2041 PG 1692 YR 21 ST 380.00
JurisdictionCALDWELL NC
Township / Civil DivisionNORTH CATAWBA
Census Block Group1
Census Block1016
Census Tract31401

Owner

Source: Caldwell County records · APN 11 28 1 38

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1053 MAPLE ST, GRANITE FALLS, NC 28630-9211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2021Warranty Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC
Sep 13, 2019Warranty Deed, Transfer
STATE EMPS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateDec 03, 2021
Property Address1053 MAPLE ST, GRANITE FALLS, NC 28630-9211
Document Number0020411692
Book / Page2041 / 1692
Instrument DateDec 03, 2021
Instrument10065971
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4450 SAWMILLS SCHOOL RD, 4450, GRANITE FALLS, NC 28630-9484

Transferred To (Grantee/Buyer)

NameVerified Name
Address1053 MAPLE ST, GRANITE FALLS, NC 28630-9211

Mortgage

Document Number0010065972
DateDec 03, 2021
Instrument10065972
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateSep 13, 2019
Property Address1053 MAPLE ST, GRANITE FALLS, NC 28630-9211
Document Number0010036678
Book / Page001971 / 001129
Instrument DateSep 09, 2019
Instrument10036678
Transaction TypeTransfer
Record UpdatedOct 01, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1053 MAPLE ST GRANITE FALLS NC 286309211, GRANITE FALLS, NC 28630-9211

Mortgage

Document Number10036679
DateSep 13, 2019
Book Page001971/001131
Instrument10036679
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27611-5279
Agreement
AmountAmount Recorded
Term360 Months
DueSep 12, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$188,600 (-) Land $12,400 Building $176,200
2025$1,296.00 (+131.02%)$188,600 (+170.2%) Land $12,400 Building $176,200$188,600 (+170.2%) Land $12,400 Building $176,200
2023$69,800 (-) Land $12,400 Building $57,400$69,800 (-) Land $12,400 Building $57,400
2022$561.00$69,800 Land $12,400 Building $57,400$69,800 Land $12,400 Building $57,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270314011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force
1 of 3 on primary residences
Nearby Flood Claims2 (2010–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimNov 2020, rainfall accumulation, Tropical Storm Eta

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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