Monroe County property record for 1053 E Ruby Creek Dr, Ellettsville, IN 47429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,652 sqft · built 2021 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,400 (Sep 2021) |
| Tax Bill | $2,750 (2025) |
| Deeds & Mortgages | May 2021 Construction Loan Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-13272-52 |
| Primary APN | 009-13272-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| 1st Floor Area | 1,652 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 29,185 sqft (0.67 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 009-13272-52 |
|---|---|
| Street Address | 1053 E RUBY CREEK DR |
| City | ELLETTSVILLE |
| State | IN |
| Zip | 47429-8214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 009-13272-52 RUBY CREEK PH 2 LOT 152 |
| Legal Lot Number | 152 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1303 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1053 E RUBY CREEK DR, ELLETTSVILLE, IN 47429-8214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Construction Mortgage BEDFORD FSB |
| Sep 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICE CO |
| May 3, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on Record |
| Deed Sale | Sep 23, 2021 · Amount on Record |
| Prior Sale | May 3, 2021 · Amount on Record |
| Deed Document Number | 202118324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1053 E RUBY CREEK DR, ELLETTSVILLE, IN 47429-8214 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 415 SUMMER LAKE DR, BEDFORD, IN 47421-8476 |
| Investor | Possibly a Property Investor |
| Document Number | 2021009934 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021009934 |
| Name | BEDFORD FSB |
|---|---|
| Type | Bank |
| Address | 1030 15TH ST, BEDFORD, IN 47421 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 23, 2021 |
| Property Address | 1053 E RUBY CREEK DR, ELLETTSVILLE, IN 47429-8214 |
| Document Number | 2021018324 |
| Map Reference | DOC 2020018631 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021018324 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 1053 E RUBY CREEK DR, ELLETTSVILLE, IN 47429-8214 |
| Document Number | 2021018325 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021018325 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | May 3, 2021 |
| Property Address | 1053 E RUBY CREEK DR, ELLETTSVILLE, IN 47429-8214 |
| Document Number | 2021008335 |
| Map Reference | DOC 2020018631 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021008335 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 415 SUMMER LAKE DR, BEDFORD, IN 47421-8476 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Richland Township |
| Municipality | Ellettsville Town |
| Unified School District | Richland-Bean Blossom Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,750.00 (-16.08%) | $305,000 (-4.33%) Land $70,900 Building $234,100 | $305,000 (-4.33%) Land $70,900 Building $234,100 |
| 2024 | $3,277.00 (-46.35%) | ||
| 2023 | $318,800 (+4.22%) Land $69,500 Building $249,300 | $318,800 (+4.22%) Land $69,500 Building $249,300 | |
| 2022 | $6,108.00 | $305,900 Land $65,000 Building $240,900 | $305,900 Land $65,000 Building $240,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 17 (1995–2025) |
| Claims Outside the SFHA | 1 of 17 |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELLETTSVILLE WATER WORKS serves 14,500 people · EPA ID IN5253004 |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Smithville Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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