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1053 Delta Dr, Elgin, IL 60123 Property Records

Kane County property record for 1053 Delta Dr, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,580 sqft · built 1998
Owner2 Individual Names on File
Last Sale$225,000 (Nov 2022)
Tax Bill$6,300 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-28-331-018

Property Details

APN / Parcel Number

Primary APN06-28-331-018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,580 sqft Living Area
1st Floor Area1,580 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1053 DELTA DR
CityELGIN
StateIL
Zip60123-6581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILLOW BAY CLUB CONDOMINIUM UNIT 322B
Legal SubdivisionWILLOW BAY CLUB CONDO
Legal Block5
Legal Unit322B
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group5
Census Block5002
Census Tract851907

Owner

Source: Kane County records · APN 06-28-331-018

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1053 DELTA DR, ELGIN, IL 60123-6581
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2022 · Amount on Record
Deed SaleNov 30, 2022 · Amount on Record
Prior SaleOct 12, 2016 · Amount on Record
Deed Document Number202256754
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 30, 2022
Property Address1053 DELTA DR, ELGIN, IL 60123-6581
Document Number0000056754
Map ReferenceDOC 98K020168
Instrument DateNov 14, 2022
Instrument2022K056754
Transaction TypeTransfer
Record UpdatedDec 06, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1053 DELTA DR, ELGIN, IL 60123-6581

Mortgage

Document Number0000056755
DateNov 30, 2022
Instrument2022K056755
Lender
NameINLANTA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

Mortgage

Document Number0000056756
DateNov 30, 2022
Instrument2022K056756
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term61 Months
DueDec 01, 2027

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,300.00 (+15.83%) Homeowner's exemption
2024$83,432 (+21.39%) Land $16,550 Building $66,882$250,396 (+21.44%) Land $49,670 Building $200,726
2022$5,439.00 (+4.66%) Homeowner's exemption$68,729 (+6.96%) Land $13,634 Building $55,095$206,187 (+6.96%) Land $40,902 Building $165,285
2021$5,197.00 Homeowner's exemption$64,257 Land $12,747 Building $51,510$192,771 Land $38,241 Building $154,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519075, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
OpiquadFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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