1053 Charter Hills Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 1053 Charter Hills Rd, Beech Mountain, NC 28604

Property Summary

Property TypeResidential Vacant Land
Lot Size0.31 acres (13,504 sqft)
Owner2 Trust Names on File
Last Sale$48,000 (Sep 2026)
Tax Bill$104 (2024)
Deeds & MortgagesSep 2026 Sale
Sep 2020 Transfer
Flood ZoneZone X (minimal risk)
APN1950-53-5091-000

Property Details

APN / Parcel Number

Primary APN1950-53-5091-000
Alternative APN
  • 1816070

Interior

Plumbing Fixtures12 Plumbing Fixtures

Exterior

Lot Area13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Account Number1816070
Street Address1053 CHARTER HILLS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8048
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeBMR2
Legal DescriptionLOT 19 THE SUMMIT
Legal SubdivisionTHE SUMMIT
Legal Lot Number19
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1067
Census Tract921000

Owner

1053 Charter Hills Rd, residential vacant land, is held in a trust since September 2026.

Source: Watauga County records, as of October 13, 2026

Owner of Record2 Trust Names on File
Mailing Address1035 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8048
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 17, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2026 · Amount on File
Deed SaleSep 24, 2026 · Amount on File
Deed Document Number2026763459
Deed Book / Page2503 / 386
Prior Transfer DateSep 17, 2020
Prior Transfer Doc0021230223
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 24, 2026
Property Address1053 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8048
Document Number0000763459
Book / Page2503 / 386
Instrument DateSep 21, 2026
Instrument2026763459
Transaction TypeTransfer
Record UpdatedOct 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$9,696.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address1035 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8048

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATAUGA NC
Recording DateSep 17, 2020
Property Address1053 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8048
Document Number0021230223
Book / Page002123 / 000223
Instrument DateSep 17, 2020
Instrument695278
Transaction TypeTransfer
Record UpdatedOct 19, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address864 ROSE CT MARCO ISLAND FL 341452526, MARCO ISLAND, FL 34145-2526

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,000 (-) Land $16,000
2025$16,000 Land $16,000
2024$104.00$16,000 Land $16,000
2023$16,000 Land $16,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1053 Charter Hills Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1053 Charter Hills Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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