1053 Big Oak Ranch Rd, Fallbrook, CA 92028 Property Records

San Diego County property record for 1053 Big Oak Ranch Rd, Fallbrook, CA 92028 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1977
Square Footage2,725 sqft Living Area
Lot Size25,265 sqft (0.58 acres)
OccupancyOwner Occupied
Last Sale$459,000 (2015)
Tax Bill$5,873.00 (2025)

Property Details

APN / Parcel Number

Primary APN123-042-28-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,725 sqft Living Area

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area25,265 sqft (0.58 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address1053 BIG OAK RANCH RD
CityFALLBROOK
StateCA
Zip92028-4503
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 38 SLY PAR OF NLY 2 PARS PER ROS 8088 IN TR 000821
Legal SubdivisionRANCHO MONSERATE
Legal Tract000821
Legal Block1
Legal Lot Number38
JurisdictionSAN DIEGO CA
Minor Civil DivisionFALLBROOK
Census Blockgroup1
Census Block1007
Census Tract18801

Owner

Source: San Diego County records · APN 123-042-28-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1053 BIG OAK RANCH RD, FALLBROOK, CA 92028-4503
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Line of Credit
THE LOAN STORE INC
Jun 07, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Dec 23, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Mar 15, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
BNC NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 03, 2015 · Amount on Record
Deed SaleApr 03, 2015 · Amount on Record
Prior SaleDec 30, 1994 · Amount on Record
Deed Doc Number2015158606
Prior Transfer DateMar 09, 2015
Prior Transfer Doc0000158605
Record RefreshedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1053 BIG OAK RANCH RD, FALLBROOK, CA 92028-4503
Transaction TypeMortgage
Record UpdatedOct 08, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1053 BIG OAK RANCH RD, FALLBROOK, CA 92028-4503

Mortgage

Document Number0000268429
DateSep 26, 2025
Instrument2025-0268429
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
AddressTUCSON, AZ 85718
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 25, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1053 BIG OAK RANCH RD, FALLBROOK, CA 92028-4503
Transaction TypeMortgage
Record UpdatedJun 17, 2022
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1053 BIG OAK RANCH RD, FALLBROOK, CA 92028-4503

Mortgage

Document Number0000239496
DateJun 07, 2022
Instrument2022-0239496
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term355 Months
DueJan 01, 2052

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1053 BIG OAK RANCH RD, FALLBROOK, CA 92028-4503
Transaction TypeMortgage
Record UpdatedJan 03, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1053 BIG OAK RANCH RD, FALLBROOK, CA 92028-4503

Mortgage

Document Number0000864024
DateDec 23, 2021
Instrument2021-0864024
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1053 BIG OAK RANCH RD, FALLBROOK, CA 92028-4503
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000092457
DateMar 15, 2019
Instrument2019-0092457
Lender
NameBNC NATIONAL BANK
TypeBank
AddressGLENDALE, AZ 85308
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$562,669 (+2%) Land $173,499 Building $389,170
2025$5,873.00 (+5.59%) Homeowner's exemption$551,638 (+4.04%) Land $170,098 Building $381,540
2023$5,562.00 (-0.02%) Homeowner's exemption$530,219 Land $163,494 Building $366,725
2022$5,563.00

Flood & Wildfire

1053 Big Oak Ranch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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