1053 Aloha Dr, #55, Encinitas, CA 92024 Property Records

San Diego County property record for 1053 Aloha Dr, #55, Encinitas, CA 92024

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 1,911 sqft · built 1953
Lot Size	0.214 acres (9,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$771,000 (Jun 2018)
Tax Bill	$10,153 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`259-271-33-00`

Property Details

APN / Parcel Number

Primary APN	`259-271-33-00`
Alternative APN	`2592903300`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	2 Units
Building Area	1,911 sqft Living Area
Gross Area	1,816 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Duplex Single
Lot Area	9,325 sqft (0.214 acres)

Location & Zoning

Old Parcel Number	2592903300
Street Address	1053 ALOHA DR, 55
City	ENCINITAS
State	CA
Zip	92024-3907
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R5
Legal Description	BLK N LOT 3 /EXC N 1/2 OF LOT 3/ TR 002138
Legal Subdivision	AVOCADO ACRES
Legal Tract	002138
Legal Block	N
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	17502

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1053 ALOHA DR, ENCINITAS, CA 92024-3907
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Line of Credit ZB NA
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage BOFI FEDERAL BANK
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Jun 14, 2018	Grant Deed, Transfer DENNIS & QILI SIMPSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Prior Sale	Jun 30, 1989 · Amount on Record
Deed Document Number	2018242791
Prior Transfer Date	Sep 22, 2015
Prior Transfer Doc	0000519164
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1053 ALOHA DR # 55, 55, ENCINITAS, CA 92024-3907
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1053 ALOHA DR, ENCINITAS, CA 92024-3907

Mortgage

Document Number	0000194224
Date	Jul 21, 2023
Instrument	2023-0194224

Lender

Name	ZB NA
Type	Bank
Address	TEMECULA, CA 92590

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1053 ALOHA DR # 55, 55, ENCINITAS, CA 92024-3907
Transaction Type	Mortgage
Record Updated	Jul 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1053 ALOHA DR, ENCINITAS, CA 92024-3907

Mortgage

Document Number	0000470279
Date	Jun 29, 2021
Instrument	2021-0470279

Lender

Name	ZB NA
Type	Bank
Address	TEMECULA, CA 92590

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1053 ALOHA DR # 55, 55, ENCINITAS, CA 92024-3907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000397663
Date	Sep 24, 2018
Instrument	2018-0397663

Lender

Name	BOFI FEDERAL BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1053 ALOHA DR # 55, 55, ENCINITAS, CA 92024-3907
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000341224
Date	Jun 30, 2020
Instrument	2020-0341224

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2018
Property Address	1053 ALOHA DR # 55, 55, ENCINITAS, CA 92024-3907
Document Number	0000242791
Instrument Date	Jun 13, 2018
Instrument	242791
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$848.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1053-1055 ALOHA DR ENCINITAS CA 920243907, ENCINITAS, CA 92024-3907

Mortgage

Document Number	242792
Date	Jun 14, 2018
Instrument	242792

Lender

Name	DENNIS & QILI SIMPSON
Address	7691 ILUMINADO, SAN DIEGO, CA 92127-3802

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$935,005 (+5.38%) Land $841,421 Building $93,584
2025	$10,153.00 (+7.17%)	$887,261 (+5.23%) Land $824,923 Building $62,338
2023	$9,474.00 (+2.69%)	$843,198 Land $792,892 Building $50,306
2022	$9,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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