Monroe County property record for 10528 Rte K, Madison, MO 65263
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 2,098 sqft · built 2006 |
| Lot Size | 9.35 acres (407,286 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,055 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-9.2-31-000-000-002.020 |
| Primary APN | 06-9.2-31-000-000-002.020 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,098 sqft Adjusted Area |
| Gross Area | 2,079 sqft |
| 1st Floor Area | 2,079 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 407,286 sqft (9.35 acres) |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10528 ROUTE K |
|---|---|
| City | MADISON |
| State | MO |
| Zip | 65263-2008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S. 500' OF W. 815' OF LOT 1 OF NW1/4 |
| Legal Range | 12W |
| Legal Township | 55N |
| Legal Section | 31 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE MO |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1233 |
| Census Tract | 960300 |
10528 Rte K, a rural home, is owned and occupied by an individual.
Source: Monroe County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10528 ROUTE K, MADISON, MO 65263-2008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MO |
| Property Address | 10528 ROUTE K, MADISON, MO 65263-2008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020200271 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2020-0271 |
| Name | CENTRAL BANK |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2027 |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.1% |
| Index | 1-Year LIBOR |
| Margin | 3 |
The 2025 property tax bill for 10528 Rte K was $1,055.
Source: Monroe County assessment roll, as of February 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Monroe County |
| Unified School District | Madison C-3 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,960 (-) | $105,500 (-) | |
| 2025 | $1,055.00 | $19,960 | $105,500 Land $6,200 Building $99,300 |
| 2023 | $17,560 | $92,900 | |
| 2020 | $885.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10528 Rte K in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 17, 2006
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10528 Rte K is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE COUNTY PWSD 2 serves 6,700 people · EPA ID MO2024402 |
|---|---|
| Water Source | Purchased surface water from CLARENCE CANNON WHOLESALE WTR COMM |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Chariton Valley Communication Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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