10528 Penelope Way, Converse, TX 78109 Property Records

Bexar County property record for 10528 Penelope Way, Converse, TX 78109

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,230 sqft · built 2019
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$248,800 (Oct 2019)
Tax Bill	$5,070 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18225-007-0070`

Property Details

APN / Parcel Number

Primary APN	`18225-007-0070`
Alternative APN	`1284835`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,230 sqft Living Area
Gross Area	2,706 sqft
1st Floor Area	2,230 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	66 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10528 PENELOPE WAY
City	CONVERSE
State	TX
Zip	78109-2065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NCB 18225 (PALOMA SUBD UT-2), BLOCK 7 LOT 7 2019-CREATED PER PLAT 9728/218-221 FILED 04/04/2018
Legal Subdivision	NCB 18225 (PALOMA SUBD UT-2)
Legal Block	7
Legal Lot Number	7
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO EAST
Census Block Group	2
Census Block	2025
Census Tract	131802

Owner

10528 Penelope Way is owned and occupied by an individual who bought it in October 2019.

Source: Bexar County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	10528 PENELOPE WAY, CONVERSE, TX 78109-2065
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 1, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage M&I FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2019 · Amount on File
Deed Sale	Oct 1, 2019 · Amount on File
Deed Document Number	2019197011
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	10528 PENELOPE WAY, CONVERSE, TX 78109-2065
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000357411
Date	Dec 27, 2021
Instrument	20210357411

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	10528 PENELOPE WAY, CONVERSE, TX 78109-2065
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149706
Date	Jul 10, 2020
Instrument	20200149706

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Nov 1, 2049

October 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BEXAR TX
Recording Date	Oct 1, 2019
Property Address	10528 PENELOPE WAY, CONVERSE, TX 78109-2065
Document Number	0000197011
Instrument Date	Sep 27, 2019
Instrument	197011
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 15, 2019
Title Company	M/I TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10528 PENELOPE WAY CONVERSE TX 781092065, CONVERSE, TX 78109-2065

Mortgage

Document Number	197012
Date	Oct 1, 2019
Instrument	197012

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10528 Penelope Way was $5,070 with a homeowner's exemption, down 1.4% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	San Antonio City
Unified School District	East Central Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,070.00 (-1.38%) Homeowner's exemption	$320,300 Land $55,340 Building $264,960	$320,300 Land $55,340 Building $264,960
2024	$5,141.00 (-6.31%)
2023	$5,487.00 (-9.84%) Homeowner's exemption	$327,940 Land $55,340 Building $272,600	$327,940 Land $55,340 Building $272,600
2022	$6,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10528 Penelope Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10528 Penelope Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CENTRAL SUD serves 26,137 people · EPA ID TX0150138
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 906 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alamo Broadband Fixed Wireless	990 / 300
ZipLink Internet Fixed Wireless	100 / 20

May also be available: Centric Fiber, Verizon.

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