Okeechobee County property record for 10528 NE 2nd Ter, Okeechobee, FL 34972
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,062 sqft · built 2007 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $30,000 (May 2006) |
| Tax Bill | $626 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-15-36-35-0040-00020-0290 |
| Primary APN | 1-15-36-35-0040-00020-0290 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,062 sqft Heated Area |
| Gross Area | 1,486 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,290 sqft (0.351 acres) |
| Lot Dimensions | 102 ft deep x 150 ft wide |
| Porch | Open Porch |
| Deck Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 10528 NE 2ND TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34972-7508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORANGE BLOSSOM RANCHES (PLAT BOOK 3 PAGE 9) LOTS 29 & 30 BLOCK 2 |
| Legal Range | 35E |
| Legal Township | 36S |
| Legal Section | 15 |
| Legal Subdivision | ORANGE BLOSSOM RANCHES |
| Legal Block | 2 |
| Legal Lot Number | 29,30 30 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | NORTH OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 910101 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10528 NE 2ND TER, OKEECHOBEE, FL 34972-7508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2006 · Amount on Record |
| Deed Sale | May 26, 2006 · Amount on Record |
| Prior Sale | Aug 25, 2003 |
| Deed Document Number | 0006011931 |
| Deed Book / Page | 601 / 1931 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 10528 NE 2ND TER, OKEECHOBEE, FL 34972-7508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10528 NE 2ND TER, OKEECHOBEE, FL 34972-7508 |
| Document Number | 0000016435 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021016435 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 20, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $626.00 (-48.35%) Homeowner's exemption | $86,290 (+6.19%) | $182,685 (-10.09%) Land $19,000 Building $163,685 |
| 2023 | $1,212.00 (+12.85%) Homeowner's exemption | $81,259 (+3%) | $203,190 (+23.22%) Land $12,000 Building $191,190 |
| 2022 | $1,074.00 Homeowner's exemption | $78,892 | $164,901 Land $10,000 Building $154,901 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 12 (2004–2008) |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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