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10528 Derry Ln, Ocean Springs, MS 39564 Property Records

Jackson County property record for 10528 Derry Ln, Ocean Springs, MS 39564 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,231 sqft · built 1980
Lot Size2.5 acres (108,900 sqft)
OwnerIndividual Name on File
Tax Bill$337 (2025)
Deeds & MortgagesNov 2019 Mortgage
Nov 2019 Sale
Flood ZoneZone AE (high risk)
APN785.21-01-0072.00

Property Details

APN / Parcel Number

Primary APN785.21-01-0072.00
Alternative APNs
  • 03021070.000
  • 016507

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,231 sqft Heated Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Exterior MaterialBrick Veneer
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialMetal
Lot Area108,900 sqft (2.5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number016507
Street Address10528 DERRY LN
CityOCEAN SPRINGS
StateMS
Zip39564-9242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW1/2 E1/2 W1/2 NE1/4 NE1/4 LYING N OF THE CHANNEL AT THE EDGE OF THE MARSH N OF OLD FORT BAYOU DB 1957-853 (72 MAP785.21-01)
Legal Range08W
Legal Township07S
Legal Section21
Legal SubdivisionFORT BAYOU
JurisdictionJACKSON MS
Township / Civil Division4
Census Block Group2
Census Block2029
Census Tract40401

Owner

Source: Jackson County records · APN 785.21-01-0072.00

Assessment roll updated September 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10528 DERRY LN, OCEAN SPRINGS, MS 39564-9242
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2019Deed of Trust, Mortgage · Stand-Alone First Mortgage
USAA FSB
Nov 27, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 27, 2019
Deed SaleNov 27, 2019
Prior SaleNov 08, 2010
Deed Document Number0001957853
Deed Book / Page1957 / 853
Record UpdatedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address10528 DERRY LN, OCEAN SPRINGS, MS 39564-9242
Transaction TypeMortgage
Record UpdatedMar 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003630/846
DateNov 27, 2019
Book Page3630/846
Instrument201926373
Lender
NameUSAA FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MS
Recording DateNov 27, 2019
Property Address10528 DERRY LN, OCEAN SPRINGS, MS 39564-9242
Document Number001957/853
Book / Page1957 / 853
Instrument201926372
Transaction TypeTransfer
Record UpdatedMar 31, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateMississippi
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$337.00 (-3.99%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$24,649 (+4.77%) Land $6,602 Building $18,047$237,152 (+5.1%) Land $63,180 Building $173,972
2024$351.00 (+0.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$23,527 (-) Land $6,427 Building $17,100$225,649 (%) Land $61,500 Building $164,149
2023$350.00 (+2.34%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$23,527 (+13.32%) Land $6,427 Building $17,100$225,650 (-0.41%) Land $61,500 Building $164,150
2022$342.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$20,762$226,582 Land $61,500 Building $165,082

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (28059C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280590404012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 80 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2009, rainfall accumulation, Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire RiskHigh
above 82% of the US · above 97% of Mississippi
Wildfire LikelihoodAbout 1 in 203 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
TelapexFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
Singing River ConnectFiber2,000 / 2,000
Cable OneCable1,000 / 50
VerizonFixed Wireless300 / 20

May also be available at this address: Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.

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