10527 Winrock Dr, Laredo, TX 78045 Property Records

Webb County property record for 10527 Winrock Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	3,117 sqft · built 2003
Lot Size	0.179 acres (7,813 sqft)
Owner	Individual Name on Record
Last Sale	$292,175 (May 2017)
Tax Bill	$2,514 (2024)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`985-11003-040`

Property Details

APN / Parcel Number

Primary APN	`985-11003-040`
Alternative APN	`264581`

Interior

Stories	2 Stories
Building Area	3,117 sqft Living Area
Gross Area	3,558 sqft
1st Floor Area	1,473 sqft
2nd Floor Area	1,644 sqft

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,813 sqft (0.179 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	375 sqft
Porch	Open Porch
Porch Area	336 sqft
Storage Building	60 sqft

Location & Zoning

Account Number	264581
Old Parcel Number	98511003040
Street Address	10527 WINROCK DR
City	LAREDO
State	TX
Zip	78045-8184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINFIELD, BLOCK 3, LOT 4, PHASE 5
Legal Subdivision	WINFIELD
Legal Phase	5
Legal Block	3
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2015
Census Tract	1722

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10527 WINROCK DR, LAREDO, TX 78045-8184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIORITY FINANCIAL NETWORK
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 31, 2017	Warranty Deed, Transfer · ARM TEXAS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2017 · Amount on Record
Deed Sale	May 31, 2017 · Amount on Record
Prior Sale	Jun 30, 2006
Deed Document Number	1298661
Deed Book / Page	4244 / 707
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10527 WINROCK DR, LAREDO, TX 78045-8184
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005003/870
Date	Apr 20, 2021
Book Page	5003/870
Instrument	1425871

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	10527 WINROCK DR, LAREDO, TX 78045-8184
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004778/701
Date	May 5, 2020
Book Page	4778/701
Instrument	1390997

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2040

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	May 31, 2017
Property Address	10527 WINROCK DR, LAREDO, TX 78045-8184
Document Number	004244/707
Book / Page	4244 / 707
Map Reference	VOL 23 PG 41&42
Instrument Date	May 22, 2017
Instrument	1298661
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10527 WINROCK DR, LAREDO, TX 78045-8184

Mortgage

Document Number	0001298662
Date	May 31, 2017
Instrument	1298662

Lender

Name	TEXAS COMMUNITY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	0.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2020
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	1.05%

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$411,996 (+8.82%) Land $121,484 Building $290,512	$411,996 (+8.82%) Land $121,484 Building $290,512
2024	$2,514.00 (+6.53%)
2023		$378,604 Land $117,422 Building $261,182	$378,604 Land $117,422 Building $261,182
2022	$2,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

Nearby Properties on Winrock Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures