10527 Oakview Pointe Ter, Gotha, FL 34734 Property Records

Orange County property record for 10527 Oakview Pointe Ter, Gotha, FL 34734

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,067 sqft · built 2002
Lot Size	0.327 acres (14,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$721,000 (Aug 2022)
Tax Bill	$9,958 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-22-28-6095-00-160`

Property Details

APN / Parcel Number

Primary APN	`32-22-28-6095-00-160`
Alternative APNs	`282232609500160` `261176` `266022` `270569`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,067 sqft Living Area
Gross Area	4,186 sqft
1st Floor Area	3,067 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,250 sqft (0.327 acres)
Garage Type	Attached
Garage Area	639 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10527 OAKVIEW POINTE TER
City	GOTHA
State	FL
Zip	34734-4729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	OAKS OF WINDERMERE 47/57 LOT 16
Legal Range	28E
Legal Township	22S
Legal Section	32
Legal Subdivision	OAKS OF WINDERMERE
Legal Tract	6095
Legal Lot Number	16
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2017
Census Tract	14814

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10527 OAKVIEW POINTE TER, GOTHA, FL 34734-4729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage ONE FLORIDA BANK
May 8, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERIS BK
Jul 3, 2018	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	2022473017
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 2, 2022
Property Address	10527 OAKVIEW POINTE TER, GOTHA, FL 34734-4729
Document Number	0000473017
Map Reference	MB 47 PG 57-59
Instrument Date	Jul 21, 2022
Instrument	20220473017
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,047.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10360 AUSTRINA OAK LOOP, 10360, WINTER GARDEN, FL 34787-4152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10527 OAKVIEW POINTE TER, GOTHA, FL 34734-4729

Mortgage

Document Number	0000473018
Date	Aug 2, 2022
Instrument	20220473018

Lender

Name	ONE FLORIDA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year CMT
Max Rate	10%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10527 OAKVIEW POINTE TER, GOTHA, FL 34734-4729
Document Number	0000280840
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10527 OAKVIEW POINTE TER GOTHA FL 347344729, GOTHA, FL 34734-4729

Mortgage

Document Number	0000280840
Date	May 14, 2020
Instrument	280840

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 3, 2018
Property Address	10527 OAKVIEW POINTE TER, GOTHA, FL 34734-4729
Document Number	0000394774
Map Reference	MB 47 PG 57-59
Instrument Date	Jun 27, 2018
Instrument	20180394774
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,115.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12118 ARKANSAS WOODS CT, 12118, ORLANDO, FL 32824-8808

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10527 OAKVIEW POINTE TER, GOTHA, FL 34734-4729

Mortgage

Document Number	0000394775
Date	Jul 3, 2018
Instrument	20180394775

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$651,753 (+2.7%)	$687,470 (-1.18%) Land $120,000 Building $567,470
2025	$9,958.00 (+3.88%) Homeowner's exemption	$634,618 (+5.99%)	$695,690 (+10.98%) Land $120,000 Building $575,690
2024	$9,586.00 (+7.31%)
2023	$8,933.00 (+21.77%) Homeowner's exemption	$598,770 (+26.77%)	$626,872 (+32.72%) Land $120,000 Building $506,872
2022	$7,336.00	$472,321 Land $120,000 Building $352,321	$472,321 Land $120,000 Building $352,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2022–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Oakview Pointe Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures