10526 E Willard Rd, Riverdale, MI 48877 Property Records

Montcalm County property record for 10526 E Willard Rd, Riverdale, MI 48877

Property Summary

Property Type	Single Family Home
Lot Size	10.2 acres (446,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jul 2023)
Tax Bill	$2,859 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2023 Sale & Mortgage + 2 more
APN	`011-026-015-40`

Property Details

APN / Parcel Number

Primary APN	`011-026-015-40`

Exterior

Lot Area	446,446 sqft (10.2 acres)
Lot Dimensions	1,339 ft deep x 333 ft wide

Location & Zoning

Street Address	10526 E WILLARD RD
City	RIVERDALE
State	MI
Zip	48877-9503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	761-471 (015-00 / 1996) PARCEL D: PART OF NW 1/4 OF SE 1/4 & NE 1/4 OF SW 1/4 OF SEC 26, DESC AS COM AT E 1/4 COR OF SAID SEC
Legal Range	05W
Legal Township	11N
Legal Section	26
Jurisdiction	MONTCALM MI
Township / Civil Division	FERRIS
Census Block Group	3
Census Block	3022
Census Tract	970100

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10526 E WILLARD RD, RIVERDALE, MI 48877-9503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK
Jul 19, 2023	Warranty Deed, Transfer · Conventional Mortgage OAK MORTGAGE LLC
Nov 3, 2021	Warranty Deed, Transfer
Sep 30, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on Record
Deed Sale	Jul 19, 2023 · Amount on Record
Prior Sale	Apr 21, 2003 · Amount on Record
Deed Document Number	20237060
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	10526 E WILLARD RD, RIVERDALE, MI 48877-9503
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R00922
Date	Feb 7, 2024
Instrument	2024R-00922

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Jul 19, 2023
Property Address	10526 E WILLARD RD, RIVERDALE, MI 48877-9503
Document Number	2023R07060
Instrument Date	Jun 30, 2023
Instrument	2023R-07060
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10526 E WILLARD RD, RIVERDALE, MI 48877-9503

Mortgage

Document Number	2023R07566
Date	Jul 19, 2023
Instrument	2023R-07566

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Mortgage

Document Number	2023R07566
Date	Aug 2, 2023
Instrument	2023R-07566

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Nov 3, 2021
Property Address	10526 E WILLARD RD, RIVERDALE, MI 48877-9503
Document Number	2021R15472
Instrument Date	Oct 28, 2021
Instrument	2021R15472
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10526 E WILLARD RD, RIVERDALE, MI 48877-9503

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Sep 30, 2020
Property Address	10526 E WILLARD RD, RIVERDALE, MI 48877-9503
Document Number	2020R10630
Instrument Date	Sep 14, 2020
Instrument	2020R10630
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6220 W STANTON RD, STANTON, MI 48888-8737

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Ferris Township
Unified School District	Carson City-Crystal Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,100 (+11.88%)	$256,200 (+11.88%)
2025	$2,859.00 (-3.48%)	$114,500 (+26.94%)	$229,000 (+153.88%)
2024	$2,962.00
2023		$90,200	$90,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HomeWorks Connect Fiber	1,000 / 1,000
Point Broadband Fixed Wireless	100 / 20

May also be available: CMS Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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