10525 Silvercloud Dr, El Paso, TX 79924 Property Records

El Paso County property record for 10525 Silvercloud Dr, El Paso, TX 79924

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,397 sqft · built 2010
Lot Size	0.125 acres (5,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,506 (Dec 2022)
Tax Bill	$3,609 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Aug 2020 Mortgage
APN	`S782-999-0040-1400`

Property Details

APN / Parcel Number

Primary APN	`S782-999-0040-1400`
Alternative APNs	`000000028515` `28515`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,397 sqft Living Area
Gross Area	1,813 sqft
1st Floor Area	676 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,448 sqft (0.125 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	21 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10525 SILVERCLOUD DR
City	EL PASO
State	TX
Zip	79924-2466
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	4 SUMMERLIN LOT 14 (5448.00 SQ FT)
Legal Subdivision	SUMMERLIN
Legal Block	1
Legal Lot Number	14
Jurisdiction	EL PASO TX
Township / Civil Division	EL PASO
Census Block Group	1
Census Block	1018
Census Tract	208

Owner

Source: El Paso County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10525 SILVERCLOUD DR, EL PASO, TX 79924-2466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Vendor's Lien, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Aug 18, 2020	Vendor's Lien, Transfer · VA Mortgage COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Prior Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	2022112852
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	0000065056
Record Updated	Sep 20, 2026

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	EL PASO TX
Recording Date	Dec 20, 2022
Property Address	10525 SILVERCLOUD DR, EL PASO, TX 79924-2466
Document Number	0000112852
Map Reference	FILE 20060039322
Instrument Date	Dec 16, 2022
Instrument	20220112852
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10525 SILVERCLOUD DR, EL PASO, TX 79924-2466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10525 SILVERCLOUD DR, EL PASO, TX 79924-2466

Mortgage

Document Number	0000112853
Date	Dec 20, 2022
Instrument	20220112853

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	EL PASO TX
Recording Date	Aug 18, 2020
Property Address	10525 SILVERCLOUD DR, EL PASO, TX 79924-2466
Document Number	0000065056
Map Reference	FILE 20060039322
Instrument Date	Aug 14, 2020
Instrument	20200065056
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	638 CEDAR LN, 638, PONCHATOULA, LA 70454-3934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10525 SILVERCLOUD DR, EL PASO, TX 79924-2466

Mortgage

Document Number	0000065057
Date	Aug 18, 2020
Instrument	20200065057

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	El Paso County
Municipality	El Paso City
Unified School District	Ysleta Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,043 (-0.86%) Land $43,747 Building $181,296	$225,043 (-0.86%) Land $43,747 Building $181,296
2025	$3,609.00 (+1.69%) Homeowner's exemption	$226,993 (+20.35%) Land $43,747 Building $183,246	$226,993 (+20.35%) Land $43,747 Building $183,246
2024	$3,549.00 (+7.45%)
2023	$3,303.00 (-33.63%) Homeowner's exemption	$188,604 Land $27,191 Building $161,413	$188,604 Land $27,191 Building $161,413
2022	$4,977.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL PASO WATER UTILITIES serves 747,168 people · EPA ID TX0710002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Lee Wireless.

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