10525 Pine Bluff Ave, Whitmore Lake, MI 48189 Property Records

Livingston County property record for 10525 Pine Bluff Ave, Whitmore Lake, MI 48189

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,052 sqft · built 1981
Lot Size	1.53 acres (66,647 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Dec 2013)
Tax Bill	$2,344 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-400-019`

Property Details

APN / Parcel Number

Primary APN	`15-27-400-019`
Alternative APN	`471527400019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,052 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	66,647 sqft (1.53 acres)
Garage Area	365 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	206 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10525 PINE BLUFF AVE
City	WHITMORE LAKE
State	MI
Zip	48189-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WFR
Legal Description	SEC 27 T1N R5E BEG ON E SIDE PINE BLUFF AVE 49 FT E OF SE COR LOT 39 PINE BLUFF ANNEX TO BOB WHITE BEACH SUB TH E 500 FT TH S
Legal Range	05E
Legal Township	01N
Legal Section	27
Legal Subdivision	BOB WHITE BEACH SUB
Legal Tract	743800
Legal Lot Number	39
Jurisdiction	LIVINGSTON MI
Township / Civil Division	HAMBURG
Census Block Group	1
Census Block	1005
Census Tract	743800

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10525 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage LOC FCU
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOC FCU
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage LHM FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2013 · Amount on Record
Deed Sale	Dec 9, 2013 · Amount on Record
Prior Sale	Mar 26, 2013 · Amount on Record
Deed Document Number	201345010
Prior Transfer Date	Jan 10, 2002
Prior Transfer Doc	3329000318
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	10525 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10525 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750

Mortgage

Document Number	0000004864
Date	Mar 12, 2026
Instrument	2026R-004864

Lender

Name	LOC FCU
Type	Credit Union
Address	22981 FARMINGTON RD, FARMINGTON, MI 48336

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Mar 31, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	10525 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10525 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750

Mortgage

Document Number	2021R018383
Date	Apr 21, 2021
Instrument	2021R-018383

Lender

Name	LOC FCU
Type	Credit Union
Address	FARMINGTON, MI 48336

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Apr 30, 2028

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	10525 PINE BLUFF AVE, WHITMORE LAKE, MI 48189-9750
Document Number	0000043975
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10525 PINE BLUFF AVE WHITMORE LAKE MI 481899750, WHITMORE LAKE, MI 48189-9750

Mortgage

Document Number	0000043975
Date	Dec 1, 2020
Instrument	43975

Lender

Name	LHM FIN'L
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Hamburg Township
Unified School District	Pinckney Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,760 (+6.02%)	$269,520 (+6.02%)
2025	$2,344.00 (+17.2%) Homeowner's exemption	$127,110 (+19.94%)	$254,220 (+19.94%)
2023		$105,980
2021	$2,000.00		$211,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1986–2011)
Most Recent Claim	May 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber, T-Mobile.

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