10524 Rich Rd, Bloomington (Minneapolis), MN 55437 Property Records

Hennepin County property record for 10524 Rich Rd, Bloomington, MN 55437

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,936 sqft · built 1965
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individuals on Record
Last Sale	$390,000 (Nov 2018)
Tax Bill	$6,623 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-027-24-24-0014`

Property Details

APN / Parcel Number

Primary APN	`19-027-24-24-0014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,936 sqft Living Area
Gross Area	2,642 sqft
1st Floor Area	1,936 sqft
Basement Area	706 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1999
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Depth	112 ft Depth
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	224 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10524 RICH RD
City	MINNEAPOLIS
State	MN
Zip	55437-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLOCK 002 B HERITAGE HILLS 2ND ADDN NE170X112X160X59
Legal Range	24
Legal Township	027
Legal Section	19
Legal Quarter	24
Legal Subdivision	HERITAGE HILLS 2ND ADDN
Legal Block	2
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2002
Census Tract	25704

Owner

Source: Hennepin County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	10524 RICH RD, MINNEAPOLIS, MN 55437-2831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage DISTINCTIVE MTG
Nov 21, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Nov 10, 2003 · Amount on Record
Deed Document Number	201810613922
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10524 RICH RD, BLOOMINGTON, MN 55437-2831
Transaction Type	Mortgage
Record Updated	Apr 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10931734
Date	Mar 16, 2021
Instrument	A10931734

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10524 RICH RD, BLOOMINGTON, MN 55437-2831
Document Number	0010735828
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10524 RICH RD BLOOMINGTON MN 554372831, BLOOMINGTON, MN 55437-2831

Mortgage

Document Number	0010735828
Date	Dec 13, 2019
Instrument	10735828

Lender

Name	DISTINCTIVE MTG
Type	Mortgage Company
Address	2430 E 117TH ST # 200, BURNSVILLE, MN 55337-4895

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 21, 2018
Property Address	10524 RICH RD, BLOOMINGTON, MN 55437-2831
Document Number	0010613922
Instrument Date	Nov 16, 2018
Instrument	10613922
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,326.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10524 RICH RD BLOOMINGTON MN 554372831, BLOOMINGTON, MN 55437-2831

Mortgage

Document Number	10613923
Date	Nov 21, 2018
Instrument	10613923

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,623.00 (+23.49%)	$483,400 (+5.68%) Land $178,600 Building $304,800	$483,400 (+5.68%) Land $178,600 Building $304,800
2023	$5,363.00 Homeowner's exemption
2022		$457,400 Land $166,900 Building $290,500	$457,400 Land $166,900 Building $290,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, T-Mobile.

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