Jackson County property record for 10524 E Lake Dr, Independence, MO 64053
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,326 sqft · built 1950 |
| Lot Size | 0.212 acres (9,222 sqft) |
| Owner | Individual Name on File |
| Last Sale | $149,350 (Apr 2025) |
| Tax Bill | $1,231 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-120-20-11 |
| Primary APN | 27-120-20-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| Gross Area | 1,700 sqft |
| 1st Floor Area | 1,326 sqft |
| Flooring | Carpet |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,222 sqft (0.212 acres) |
| Lot Dimensions | 110 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 787844 |
|---|---|
| Street Address | 10524 E LAKE DR |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64053-1870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUTCHINS PARK PT LOT 6 DAF: BEG SE COR LOT 6 TH WLY ALG N LI LAKE DR 24.16 TH NLY TO NW OCR LOT TH ELY TO NE COR LOT TH SLY TO POB & ALL LOT 7 BLK 12 |
| Legal Subdivision | HUTCHINS PARK |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 11002 |
Source: Jackson County records · APN 27-120-20-11
Assessment roll updated September 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10524 E LAKE DR, INDEPENDENCE, MO 64053-1870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Sep 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Dec 11, 2019 | Warranty Deed, Transfer ARVEST MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on Record |
| Deed Sale | Apr 17, 2025 · Amount on Record |
| Prior Sale | Sep 16, 2022 · Amount on Record |
| Deed Document Number | 202526070 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Sep 16, 2022 |
| Property Address | 10524 E LAKE DR, INDEPENDENCE, MO 64053-1870 |
| Document Number | 00E0086082 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022E0086082 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10524 E LAKE DR, INDEPENDENCE, MO 64053-1870 |
| Document Number | 00E0086245 |
|---|---|
| Date | Sep 16, 2022 |
| Instrument | 2022E0086245 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Dec 11, 2019 |
| Property Address | 10524 E LAKE DR, INDEPENDENCE, MO 64053-1870 |
| Document Number | 000E102165 |
| Instrument Date | Dec 04, 2019 |
| Instrument | 102165E |
| Transaction Type | Transfer |
| Record Updated | Jan 06, 2020 |
| Title Company | ASSURED QUALITY TITLE COMPANY, ASSURED QUALITY TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8005 NE SAN RAFAEL DR KANSAS CITY MO 641194230, KANSAS CITY, MO 64119-4230 |
| Document Number | E102166 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 102166E |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOWELL, AR 72745 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 10, 2049 |
Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,231.00 (-18.42%) | $16,834 (-20.47%) Land $2,622 Building $14,212 | $88,600 (-20.47%) |
| 2024 | $1,509.00 (+2.51%) | ||
| 2023 | $1,472.00 | $21,168 Land $1,552 Building $19,616 | $111,410 |
Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 551 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE PWS serves 120,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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