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10523 Pendleton Ave, Englewood, FL 34224 Property Records

Charlotte County property record for 10523 Pendleton Ave, Englewood, FL 34224

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 1,962 sqft · built 2019
Lot Size0.255 acres (11,110 sqft)
OwnerIndividual Name on Record
Last Sale$6,000 (Apr 2016)
Tax Bill$4,868 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Jan 2020 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN412002480016

Property Details

APN / Parcel Number

Primary APN412002480016
Alternative APNs
  • 00642760018003
  • 10004634803

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Units2 Units
Stories1 Story
Building Area1,962 sqft Living Area
Gross Area2,896 sqft
1st Floor Area1,962 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleDuplex Single
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,110 sqft (0.255 acres)
Garage TypeAttached
Garage Area588 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Screened Porch
Porch Area346 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00642760018003
Street Address10523 PENDLETON AVE
CityENGLEWOOD
StateFL
Zip34224-2303
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRMF10
Legal DescriptionPORT CHARLOTTE SEC 64 BLK 3631 LT 18 508/575 2807/1808 2807/1809 TD3426/1574 4069/1151 RESTCOV4173/1062 4431/690 4434/314 4470/2070 4524/1922
Legal Range20E
Legal Township41S
Legal Section02
Legal SubdivisionPORT CHARLOTTE
Legal TractPCH
Legal Block3631
Legal Lot Number18
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group3
Census Block3089
Census Tract30201

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10523 PENDLETON AVE, ENGLEWOOD, FL 34224-2303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2020Deed of Trust, Mortgage · Conventional with PMI
FINANCE OF AMERICA COM'L LLC
Jan 7, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Aug 13, 2019Quit Claim Deed, Transfer
CEMO TITLE SERVICES LLC, CEMO TITLE SVCS LLC
May 2, 2019Warranty Deed, Transfer
CEMO TITLE SERVICES LLC, CEMO TITLE SVCS LLC
Apr 25, 2019Warranty Deed, Transfer
CEMO TITLE SERVICES LLC, CEMO TITLE SVCS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2016 · Amount on Record
Deed SaleApr 7, 2016 · Amount on Record
Prior SaleOct 20, 2009 · Amount on Record
Deed Document Number20162427509
Deed Book / Page4069 / 1151
Last Transfer DateDec 20, 2019
Transfer Doc0045241922
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address10523 PENDLETON AVE, ENGLEWOOD, FL 34224-2303
Document Number0045470726
Instrument DateFeb 25, 2020
Transaction TypeMortgage
Record UpdatedMar 24, 2020
Title CompanyCOASTAL SECURITY TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10523 PENDLETON AVE ENGLEWOOD FL 342242303, ENGLEWOOD, FL 34224-2303

Mortgage

Document Number0045470726
DateMar 4, 2020
Book Page004547/000726
Instrument2792466
Lender
NameFINANCE OF AMERICA COM'L LLC
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 3, 2050

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateJan 7, 2020
Property Address10523 PENDLETON AVE, ENGLEWOOD, FL 34224-2303
Document Number0045241922
Book / Page004524 / 001922
Instrument DateDec 20, 2019
Instrument2775276
Transaction TypeTransfer
Record UpdatedJan 21, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10523 PENDLETON AVE ENGLEWOOD FL 342242303, ENGLEWOOD, FL 34224-2303

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateAug 13, 2019
Property Address10523 PENDLETON AVE, ENGLEWOOD, FL 34224-2303
Document Number0044702070
Book / Page004470 / 002070
Instrument DateAug 1, 2019
Instrument2734702
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanyCEMO TITLE SERVICES LLC, CEMO TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11009 PENDLETON AVE ENGLEWOOD FL 342248352, ENGLEWOOD, FL 34224-8352

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateMay 2, 2019
Property Address10523 PENDLETON AVE, ENGLEWOOD, FL 34224-2303
Document Number0044340314
Book / Page004434 / 000314
Instrument DateMay 1, 2019
Instrument2706200
Transaction TypeTransfer
Record UpdatedMay 21, 2019
Title CompanyCEMO TITLE SERVICES LLC, CEMO TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11009 PENDLETON AVE ENGLEWOOD FL 342248352, ENGLEWOOD, FL 34224-8352

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateApr 25, 2019
Property Address10523 PENDLETON AVE, ENGLEWOOD, FL 34224-2303
Document Number0044310690
Book / Page004431 / 000690
Instrument DateApr 25, 2019
Instrument2704043
Transaction TypeTransfer
Record UpdatedMay 9, 2019
Title CompanyCEMO TITLE SERVICES LLC, CEMO TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address11009 PENDLETON AVE ENGLEWOOD FL 342248352, ENGLEWOOD, FL 34224-8352

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,868.00 (-33.01%)$318,531 (+10.31%) Land $37,400 Building $281,131$318,531 (-19.13%) Land $37,400 Building $281,131
2024$7,267.00 (+15.81%)
2023$6,275.00 (+8.62%)$288,759 (+1.67%)$393,865 (+38.68%) Land $40,000 Building $353,865
2022$5,777.00$284,018 Land $18,700 Building $265,318$284,018 Land $18,700 Building $265,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims4 (2022)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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