10523 Paula Bluff Ln, Cypress, TX 77433 Property Records

Harris County property record for 10523 Paula Bluff Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,068 sqft · built 2016
Lot Size	0.168 acres (7,302 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,900 (Jan 2026)
Tax Bill	$7,899 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`137-425-001-0039`

Property Details

APN / Parcel Number

Primary APN	`137-425-001-0039`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,068 sqft Living Area
1st Floor Area	2,068 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,302 sqft (0.168 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1374250010039
Street Address	10523 PAULA BLUFF LN
City	CYPRESS
State	TX
Zip	77433-6917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 39 BLK 1 CYPRESS CREEK LAKES SEC 24
Legal Subdivision	CYPRESS CREEK LAKES SEC 24
Legal Block	1
Legal Lot Number	39
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	5
Census Block	5015
Census Tract	543007

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10523 PAULA BLUFF LN, CYPRESS, TX 77433-6917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 24, 2020	Warranty Deed, Transfer GUILD MTG
Jun 15, 2018	Deed of Trust, Mortgage STEWART TITLE
Jan 16, 2018	Grant Deed, Transfer PROVIDENT FNDG
Jan 16, 2018	Warranty Deed, Transfer STEWART TITLE
Apr 20, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage UNIVERSAL AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2026 · Amount on Record
Deed Sale	Jan 27, 2026 · Amount on Record
Prior Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	202628643
Prior Transfer Date	Feb 20, 2020
Prior Transfer Doc	2020080574
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10523 PAULA BLUFF LN, CYPRESS, TX 77433-6917
Transaction Type	Mortgage
Record Updated	Feb 5, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 3 RANALI RUN LANE, CYPRESS, TX 77433

Mortgage

Document Number	0000028644
Date	Jan 27, 2026
Instrument	2026-28644

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Feb 24, 2020
Property Address	10523 PAULA BLUFF LN, CYPRESS, TX 77433-6917
Document Number	0000080574
Instrument Date	Feb 20, 2020
Instrument	80574
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	CELEBRITY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10523 PAULA BLUFF LN CYPRESS TX 774336917, CYPRESS, TX 77433-6917

Mortgage

Document Number	80575
Date	Feb 24, 2020
Instrument	80575

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	10523 PAULA BLUFF LN, CYPRESS, TX 77433-6917
Document Number	0000270519
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	STEWART TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1405 OLD ALABAMA RD #200 ROSWELL GA 300762168, 200, ROSWELL, GA 30076-2168

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 16, 2018
Property Address	10523 PAULA BLUFF LN, CYPRESS, TX 77433-6917
Document Number	0000018909
Instrument Date	Jan 11, 2018
Instrument	18909
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10523 PAULA BLUFF LN CYPRESS TX 774336917, CYPRESS, TX 77433-6917

Mortgage

Document Number	18910
Date	Jan 16, 2018
Instrument	18910

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75204

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 16, 2018
Property Address	10523 PAULA BLUFF LN, CYPRESS, TX 77433-6917
Document Number	0000018908
Instrument Date	Jan 11, 2018
Instrument	18908
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12800 TUCKAHOE CREEK PKWY RICHMOND VA 232381115, RICHMOND, VA 23238-1115

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 20, 2017
Property Address	10523 PAULA BLUFF LN, CYPRESS, TX 77433-6917
Document Number	0000169266
Instrument Date	Apr 19, 2017
Instrument	169266
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10523 PAULA BLUFF LN CYPRESS TX 774336917, CYPRESS, TX 77433-6917

Mortgage

Document Number	169267
Date	Apr 20, 2017
Instrument	169267

Lender

Name	UNIVERSAL AMERICAN MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,154 (+5.76%) Land $96,400 Building $328,754	$425,154 (+5.76%) Land $96,400 Building $328,754
2025	$7,899.00 (+220.97%) Homeowner's exemption	$401,993 (-6.47%) Land $71,724 Building $330,269	$401,993 (-6.47%) Land $71,724 Building $330,269
2024	$2,461.00 (+20.17%)
2023		$429,822 Land $71,724 Building $358,098	$429,822 Land $71,724 Building $358,098
2022	$2,048.00 (+12.28%)
2020	$1,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 381 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	381 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 433 serves 6,651 people · EPA ID TX1013350
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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