10523 Lower River Rd, Grants Pass, OR 97526 Property Records

Josephine County property record for 10523 Lower River Rd, Grants Pass, OR 97526

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	2 bd · 2.5 ba · 3,000 sqft · built 2011
Lot Size	18.2 acres (796,277 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (May 2026)
Tax Bill	$2,542 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`36-07-01-00-000801`

Property Details

APN / Parcel Number

Primary APN	`36-07-01-00-000801`
Alternative APNs	`3607010000080100` `R321604`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,000 sqft Gross Area
1st Floor Area	2,272 sqft
Attic	Attic
Attic Area	1,278 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2015
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	796,277 sqft (18.2 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	5 Parking Spaces
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	R321604
Street Address	10523 LOWER RIVER RD
City	GRANTS PASS
State	OR
Zip	97526-9655
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Local Zoning Code	WR
Legal Description	ACRES 18.28, POTENTIAL ADDL TAX LIAB
Legal Range	07W
Legal Township	36S
Legal Section	01
Legal Lot Number	801
Jurisdiction	JOSEPHINE OR
Township / Civil Division	GRANTS PASS
Census Block Group	4
Census Block	4005
Census Tract	360800

Owner

10523 Lower River Rd, timberland, forest, woodland vacant land, is owned by an individual who bought it in May 2026.

Source: Josephine County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	10523 LOWER RIVER RD, GRANTS PASS, OR 97526-9655
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jan 18, 2022	Warranty Deed, Transfer FIRST AMERICAN
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage BOXF NA
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 24, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Jan 18, 2022 · Amount on File
Deed Document Number	20265302
Prior Transfer Date	Apr 4, 2007
Prior Transfer Doc	0000006819
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	May 29, 2026
Property Address	10523 LOWER RIVER RD, GRANTS PASS, OR 97526-9655
Document Number	0000005302
Instrument Date	May 26, 2026
Instrument	20265302
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10523 LOWER RIVER RD, GRANTS PASS, OR 97526-9655

Mortgage

Document Number	0000005303,
Date	May 29, 2026
Instrument	20265303

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Jan 18, 2022
Property Address	10523 LOWER RIVER RD, GRANTS PASS, OR 97526-9655
Document Number	0000001028
Instrument Date	Jan 14, 2022
Instrument	2022-001028
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	380 BEAR TRACK LN, ATHOL, ID 83801-9235

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	10523 LOWER RIVER RD, GRANTS PASS, OR 97526-9655
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006824
Date	Apr 14, 2021
Instrument	2021-006824

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	10523 LOWER RIVER RD, GRANTS PASS, OR 97526-9655
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000717
Date	Jan 18, 2018
Instrument	2018-000717

Lender

Name	BOXF NA
Type	Non-Lending Institution
Address	35688

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	10523 LOWER RIVER RD, GRANTS PASS, OR 97526-9655
Document Number	0000006708
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10523 LOWER RIVER RD GRANTS PASS OR 975269655, GRANTS PASS, OR 97526-9655

Mortgage

Document Number	0000006708
Date	May 14, 2020
Instrument	6708

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Mar 24, 2017
Property Address	10523 LOWER RIVER RD, GRANTS PASS, OR 97526-9655
Document Number	0000003933
Instrument Date	Mar 24, 2017
Instrument	3933
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10523 LOWER RIVER RD GRANTS PASS OR 975269655, GRANTS PASS, OR 97526-9655

Mortgage

Document Number	3934
Date	Mar 24, 2017
Instrument	3934

Lender

Name	BANK OF KANSAS CITY
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10523 Lower River Rd was $2,542, up 3.7% from the year before.

Source: Josephine County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,542.00 (+3.67%)	$331,940 (+2.96%)	$771,470 (-0.66%) Land $224,280 Building $547,190
2024	$2,452.00 (+17.88%)	$322,400 (+2.96%)	$776,610 (+0.72%) Land $245,860 Building $530,750
2023	$2,080.00 (+2.82%)	$313,140 (+2.96%)	$771,040 (+1.98%) Land $245,450 Building $525,590
2022	$2,023.00	$304,140	$756,090 Land $252,460 Building $503,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10523 Lower River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10523 Lower River Rd is extreme, ranking above 97% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97% of the US · above 94% of Oregon
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lower River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures