10523 Howe Rd, Lexington, MO 64067 Property Records

Lafayette County property record for 10523 Howe Rd, Lexington, MO 64067

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,697 sqft · built 2011
Lot Size	9.82 acres (427,759 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,592 (2025)
Deeds & Mortgages	Nov 2018 Mortgage May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-4.0-17-0-000-007.010`

Property Details

APN / Parcel Number

Primary APN	`10-4.0-17-0-000-007.010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,697 sqft Living Area
Basement Area	1,697 sqft
Finished Basement	1,697 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	427,759 sqft (9.82 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	116 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10523 HOWE RD
City	LEXINGTON
State	MO
Zip	64067-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SW1/4 OF SE1/4; 994-862, 1068-1128, 2022DR2970
Legal Range	27
Legal Township	50
Legal Section	17
Jurisdiction	LAFAYETTE MO
Township / Civil Division	LEXINGTON
Census Block Group	5
Census Block	5071
Census Tract	90100

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10523 HOWE RD, LEXINGTON, MO 64067-8304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2018	Deed of Trust, Mortgage HOME S&L
May 16, 2022	Deed of Trust, Mortgage · Line of Credit HOME S&L AS CAR
Nov 8, 2013	Deed of Trust, Mortgage CENTRAL MISSOURI COMMUNITY CREDIT UNION
Jan 10, 2025	Deed of Trust, Mortgage · Line of Credit MAZUMA CREDIT UNION
Jun 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022
Deed Sale	Jun 10, 2022
Deed Document Number	20222970
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	10523 HOWE RD, LEXINGTON, MO 64067-8304
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018DR4478
Date	Nov 5, 2018
Instrument	2018DR4478

Lender

Name	HOME S&L

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	10523 HOWE RD, LEXINGTON, MO 64067-8304
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR2448
Date	May 16, 2022
Instrument	2022DR2448

Lender

Name	HOME S&L AS CAR

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	10523 HOWE RD, LEXINGTON, MO 64067-8304
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2013DR4903
Date	Nov 8, 2013
Instrument	2013DR4903

Lender

Name	CENTRAL MISSOURI COMMUNITY CREDIT UNION
Address	201 S HOLDEN ST, WARRENSBURG, MO 64093

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Oct 16, 2028

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	10523 HOWE RD, LEXINGTON, MO 64067-8304
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025DR0099
Date	Jan 10, 2025
Instrument	2025DR0099

Lender

Name	MAZUMA CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 19, 2049

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Jun 10, 2022
Property Address	10523 HOWE RD, LEXINGTON, MO 64067-8304
Document Number	2022DR2970
Instrument Date	Jun 9, 2022
Instrument	2022DR2970
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10523 HOWE RD, LEXINGTON, MO 64067-8304

Mortgage

Document Number	2022DR2976
Date	Jun 10, 2022
Instrument	2022DR2976

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Unified School District	Lexington R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,592.00	$40,510 (+12.93%)	$221,650 (+12.38%) Land $17,530 Building $204,120
2023		$35,873	$197,240 Land $16,060 Building $181,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2002)
Most Recent Claim	May 2002 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAF JO SALINE COUNTY CONS PWSD 2 serves 7,180 people · EPA ID MO1024326
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

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