10523 Gull Point Rd, Brainerd, MN 56401 Property Records

Cass County property record for 10523 Gull Point Rd, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 2022
Lot Size	0.207 acres (9,040 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 2022)
Tax Bill	$4,874 (2026)
Deeds & Mortgages	Aug 2022 Sale Aug 2022 Sale
APN	`87-367-0106`

Property Details

APN / Parcel Number

Primary APN	`87-367-0106`
Alternative APN	`54177`

Interior

Building Area	1,344 sqft Base Area
1st Floor Area	1,344 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,040 sqft (0.207 acres)
Lot Width	100 ft Width
View / Lot	Waterfront / Beach
Garage Area	1,304 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	226 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	54177
Street Address	10523 GULL POINT RD
City	BRAINERD
State	MN
Zip	56401-3279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLK 1
Legal Range	29
Legal Township	134
Legal Section	17
Legal Subdivision	THE HARBOR AT EAST GULL LAKE
Legal Block	1
Legal Lot Number	3
Jurisdiction	CASS MN
Township / Civil Division	EAST GULL LAKE
Census Block Group	1
Census Block	1021
Census Tract	960801

Owner

Source: Cass County records · APN 87-367-0106

Assessment roll updated April 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10523 GULL POINT RD, BRAINERD, MN 56401-3279
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Warranty Deed, Construction Loan
Aug 19, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Aug 19, 2022
Property Address	10523 GULL POINT RD, EAST GULL LAKE, MN 56401-3279
Document Number	T000037129
Instrument Date	Jul 19, 2022
Instrument	T000037129
Transaction Type	Construction Loan
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13872 SHAFER RD, CROSSLAKE, MN 56442-4016

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Aug 19, 2022
Property Address	10523 GULL POINT RD, EAST GULL LAKE, MN 56401-3279
Document Number	T000037130
Instrument Date	Jul 14, 2022
Instrument	T000037130
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11550 ARBOR LAKES PKWY N UNIT 1130, 1130, MAPLE GROVE, MN 55369-2238

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated April 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
Municipality	East Gull Lake City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,874.00 (+4.32%) Homeowner's exemption
2025	$4,672.00 (+361.66%)	$727,600 (+346.38%) Land $187,000 Building $540,600	$727,600 (+346.38%) Land $187,000 Building $540,600
2023	$1,012.00
2022		$163,000 Land $135,000 Building $28,000	$163,000 Land $135,000 Building $28,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midcontinent Communications Cable · Fiber in parts of the area	250 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 66 locations within half a mile of this property.

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