10523 E Springfield Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10523 E Springfield Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,948 sqft · built 1955
Lot Size	0.389 acres (16,963 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Oct 2019)
Tax Bill	$3,922 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45174.0108`

Property Details

APN / Parcel Number

Primary APN	`45174.0108`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,948 sqft Living Area
Gross Area	2,906 sqft
1st Floor Area	1,299 sqft
Basement Area	1,299 sqft
Finished Basement	649 sqft
Unfinished Basement	650 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,963 sqft (0.389 acres)
Lot Dimensions	203 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Patio Area	195 sqft
Canopy	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10523 E SPRINGFIELD AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OPP PECKENPAUGHS L9 B1
Legal Range	44E
Legal Township	25N
Legal Section	17
Legal Subdivision	OPP PECKENPAUGHS
Legal Block	1
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1016
Census Tract	12000

Owner

Source: Spokane County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10523 E SPRINGFIELD AVE, SPOKANE VALLEY, WA 99206-3851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Jan 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jun 15, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 22, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2019 · Amount on Record
Deed Sale	Oct 22, 2019 · Amount on Record
Deed Document Number	20196855887
Prior Transfer Date	Sep 12, 2018
Prior Transfer Doc	0006753297
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10523 E SPRINGFIELD AVE, SPOKANE VALLEY, WA 99206-3851
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007226595
Date	Jul 25, 2022
Instrument	7226595

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10523 E SPRINGFIELD AVE, SPOKANE VALLEY, WA 99206-3851
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10523 E SPRINGFIELD AVE, SPOKANE VALLEY, WA 99206-3851

Mortgage

Document Number	0007327329
Date	Jan 5, 2024
Instrument	7327329

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Nov 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10523 E SPRINGFIELD AVE, SPOKANE VALLEY, WA 99206-3851
Document Number	0006955130
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10523 E SPRINGFIELD AVE SPOKANE VALLEY WA 992063851, SPOKANE VALLEY, WA 99206-3851

Mortgage

Document Number	0006955130
Date	Aug 13, 2020
Instrument	6955130

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 22, 2019
Property Address	10523 E SPRINGFIELD AVE, SPOKANE VALLEY, WA 99206-3851
Document Number	0006855887
Map Reference	VOL 2 PG 7
Instrument Date	Oct 21, 2019
Instrument	6855887
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,544.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10523 E SPRINGFIELD AVE, SPOKANE VALLEY, WA 99206-3851

Mortgage

Document Number	0006855888
Date	Oct 22, 2019
Instrument	6855888

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,922.00 (+2.64%)	$369,900 (+0.87%) Land $120,000 Building $249,900	$369,900 (+0.87%) Land $120,000 Building $249,900
2025	$3,821.00 (+3.1%)	$366,700 (-5.39%) Land $95,000 Building $271,700	$366,700 (-5.39%) Land $95,000 Building $271,700
2024		$387,600 (+39.32%) Land $70,000 Building $317,600	$387,600 (+39.32%) Land $70,000 Building $317,600
2023	$3,706.00 (+14%)	$278,200 Land $50,000 Building $228,200	$278,200 Land $50,000 Building $228,200
2022	$3,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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