10523 E 38th St, Yuma, AZ 85365 Property Records

Yuma County property record for 10523 E 38th St, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,429 sqft · built 2001
Lot Size	0.177 acres (7,725 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Mar 2021)
Tax Bill	$1,623 (2023)
Deeds & Mortgages	Jul 2022 Sale Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`700-51-262`

Property Details

APN / Parcel Number

Primary APN	`700-51-262`
Alternative APNs	`R0018790` `10612262`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,429 sqft Total Area
Gross Area	1,428 sqft
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,725 sqft (0.177 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0018790
Old Parcel Number	10612262
Street Address	10523 E 38TH ST
City	YUMA
State	AZ
Zip	85365-6887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	SUBDIVISION: YUMA EAST ESTATES 2 PHASE 2 LOT: 262 SECTION: 07 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	07
Legal Subdivision	YUMA EAST ESTATES 2 PHASE 2
Legal Phase	2
Legal Lot Number	262
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1026
Census Tract	11108

Owner

Source: Yuma County records, as of November 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10523 E 38TH ST, YUMA, AZ 85365-6887
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Beneficiary Deed, Transfer
Mar 12, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2021 · Amount on Record
Deed Sale	Mar 12, 2021 · Amount on Record
Prior Sale	Jun 16, 2006 · Amount on Record
Deed Document Number	2021-09434
Record Updated	Jun 7, 2026

July 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	YUMA AZ
Recording Date	Jul 28, 2022
Property Address	10523 E 38TH ST, YUMA, AZ 85365-6887
Document Number	0000025195
Map Reference	PG MB& 1
Instrument Date	Jul 27, 2022
Instrument	2022-25195
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10523 E 38TH ST, YUMA, AZ 85365-6887

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Mar 12, 2021
Property Address	10523 E 38TH ST, YUMA, AZ 85365-6887
Document Number	0000009434
Map Reference	MB 17 PG 66&67
Instrument Date	Mar 5, 2021
Instrument	2021-09434
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10523 E 38TH ST, YUMA, AZ 85365-6887

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10523 E 38TH ST, YUMA, AZ 85365-6887

Mortgage

Document Number	0000009435
Date	Mar 12, 2021
Instrument	2021-09435

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10523 E 38TH ST, YUMA, AZ 85365-6887
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006610
Date	Feb 28, 2020
Instrument	2020-06610

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2040

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10523 E 38TH ST, YUMA, AZ 85365-6887
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020359
Date	Jul 14, 2020
Instrument	2020-20359

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	236 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,623.00	$16,916 Land $4,579 Building $12,337	$208,736 Land $56,500 Building $152,236

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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