10523 Cook Rd, Houston, TX 77099 Property Records

Harris County property record for 10523 Cook Rd, Houston, TX 77099

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,632 sqft · built 1975
Lot Size0.169 acres (7,350 sqft)
OwnerIndividual Name on File
Last Sale$70,700 (Aug 1997)
Tax Bill$30 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN105-520-000-0015

Property Details

APN / Parcel Number

Primary APN105-520-000-0015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,632 sqft Living Area
1st Floor Area1,632 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area7,350 sqft (0.169 acres)
View / LotNeighborhood
Garage TypeDetached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1055200000015
Street Address10523 COOK RD
CityHOUSTON
StateTX
Zip77099-3725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 15 BLK 17 HUNTINGTON VILLAGE SEC 3
Legal SubdivisionHUNTINGTON VILLAGE SEC 3
Legal Block17
Legal Lot Number15
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2005
Census Tract453800

Owner

10523 Cook Rd is owned and occupied by an individual who bought it in August 1997.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address10523 COOK RD, HOUSTON, TX 77099-3725
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2026Deed of Trust, Mortgage · Line of Credit
PRIMEWAY FCU
Feb 24, 2020Deed of Trust, Mortgage
PRIMEWAY FCU
Sep 9, 2017Deed of Trust, Mortgage · Line of Credit
PRIMEWAY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 1997 · Amount on File
Deed SaleAug 28, 1997 · Amount on File
Deed Document Number1997611404
Deed Book / Page51453 / 2177
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address10523 COOK RD, HOUSTON, TX 77099-3725
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000085872
DateMar 6, 2026
Instrument2026-85872
Lender
NamePRIMEWAY FCU
TypeCredit Union
AddressHOUSTON, TX 77052
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueApr 5, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address10523 COOK RD, HOUSTON, TX 77099-3725
Document Number0000139845
Instrument DateFeb 24, 2020
Transaction TypeMortgage
Record UpdatedApr 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10523 COOK RD HOUSTON TX 770993725, HOUSTON, TX 77099-3725

Mortgage

Document Number0000139845
DateMar 31, 2020
Instrument139845
Lender
NamePRIMEWAY FCU
TypeCredit Union
AddressHOUSTON, TX 77052-3088
Agreement
AmountAmount on Record
Term216 Months
DueMar 30, 2038

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address10523 COOK RD, HOUSTON, TX 77099-3725
Document Number0000480223
Instrument DateSep 9, 2017
Transaction TypeMortgage
Record UpdatedNov 15, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address10523 COOK RD HOUSTON TX 770993725, HOUSTON, TX 77099-3725

Mortgage

Document Number0000480223
DateNov 1, 2017
Instrument480223
Lender
NamePRIMEWAY FCU
TypeCredit Union
AddressHOUSTON, TX 77052-3088
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 31, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10523 Cook Rd was $30 with a homeowner's exemption, down 3.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictAlief Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$209,406 (+4.58%) Land $59,388 Building $150,018$209,406 (+4.58%) Land $59,388 Building $150,018
2025$30.00 (-3.23%) Homeowner's exemption$200,243 Land $59,388 Building $140,855$200,243 Land $59,388 Building $140,855
2024$31.00
2023$210,316 Land $59,388 Building $150,928$210,316 Land $59,388 Building $150,928
2022$15.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10523 Cook Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 174 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies174 in force
Nearby Flood Claims84 (1979–2025)
Claims Outside the SFHA13 of 84
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 21 claims
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 16 claims
  • Hurricane Ike, Sep 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10523 Cook Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 886 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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