Hillsborough County property record for 10522 Whispering Hammock Dr, Riverview, FL 33578
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,530 sqft · built 2017 |
| Lot Size | 0.113 acres (4,925 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,990 (Aug 2017) |
| Tax Bill | $3,155 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 077285-2964 |
| Primary APN | 077285-2964 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,530 sqft Living Area |
| Gross Area | 2,970 sqft |
| 1st Floor Area | 1,060 sqft |
| 2nd Floor Area | 2,120 sqft |
| Upper Floors Area | 410 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,925 sqft (0.113 acres) |
| Lot Dimensions | 114 ft deep x 42.9 ft wide |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0772852964 |
|---|---|
| Street Address | 10522 WHISPERING HAMMOCK DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-3421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | SANCTUARY PHASE 2 LOT 11 BLOCK 9 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 32 |
| Legal Subdivision | SANCTUARY PHASE 2 |
| Legal Phase | 2 |
| Legal Block | 9 |
| Legal Lot Number | 11 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 13807 |
10522 Whispering Hammock Dr is owned and occupied by an individual who bought it in August 2017.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10522 WHISPERING HAMMOCK DR, RIVERVIEW, FL 33578-3421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2020 | Deed of Trust, Mortgage · Conventional with PMI PROVIDENT FNDG |
| Aug 9, 2017 | Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2017 · Amount on File |
| Deed Sale | Aug 9, 2017 · Amount on File |
| Deed Document Number | 2017315344 |
| Deed Book / Page | 25154 / 1440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 10522 WHISPERING HAMMOCK DR, RIVERVIEW, FL 33578-3421 |
| Document Number | 0000388599 |
| Instrument Date | Sep 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2020 |
| Title Company | ENTERPRISE TITLE/TAMPA BAY |
| Name | Verified Name |
|---|---|
| Address | 10522 WHISPERING HAMMOCK DR RIVERVIEW FL 335783421, RIVERVIEW, FL 33578-3421 |
| Document Number | 0000388599 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 388599 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PITTSBURGH, PA 15220 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 9, 2017 |
| Property Address | 10522 WHISPERING HAMMOCK DR, RIVERVIEW, FL 33578-3421 |
| Document Number | 0251541440 |
| Book / Page | 025154 / 001440 |
| Instrument Date | Aug 8, 2017 |
| Instrument | 315344 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 23, 2017 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,539.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10522 WHISPERING HAMMOCK DR RIVERVIEW FL 335783421, RIVERVIEW, FL 33578-3421 |
The 2025 property tax bill for 10522 Whispering Hammock Dr was $3,155 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $172,762 (+2.7%) | $322,323 (-3.69%) Land $75,131 Building $247,192 | |
| 2025 | $3,155.00 Homeowner's exemption | $168,220 | $334,679 Land $80,910 Building $253,769 |
| 2023 | $2,728.00 (+5.9%) Homeowner's exemption | $154,577 (+3%) | $326,432 (+7.13%) Land $78,020 Building $248,412 |
| 2022 | $2,576.00 Homeowner's exemption | $150,075 | $304,708 Land $69,351 Building $235,357 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10522 Whispering Hammock Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 6 (2020–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10522 Whispering Hammock Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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