10522 S State St, Chicago, IL 60628 Property Records

Cook County property record for 10522 S State St, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 960 sqft · built 1913
Lot Size	0.126 acres (5,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,333 (May 2022)
Tax Bill	$2,820 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`25-16-216-039`

Property Details

APN / Parcel Number

Primary APN	`25-16-216-039`
Alternative APN	`25-16-216-039-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1915
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,490 sqft (0.126 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	10522 S STATE ST
City	CHICAGO
State	IL
Zip	60628-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	LOT 8 IN N HALF OF LOT 9 IN DE YOUN GS SUB OF LOT 17 OF SCHOOL TRUSTEES
Legal Range	14E
Legal Township	37N
Legal Section	16
Legal Subdivision	SCHOOL TRUSTEES
Legal Lot Number	8
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2000
Census Tract	491000

Owner

Source: Cook County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10522 S STATE ST, CHICAGO, IL 60628-2639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Warranty Deed, Transfer · FHA Mortgage SERVION INC
Oct 28, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Nov 4, 2004 · Amount on Record
Deed Document Number	202218178
Prior Transfer Date	Jul 19, 2021
Prior Transfer Doc	0000004267
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 25, 2022
Property Address	10522 S STATE ST, CHICAGO, IL 60628-2639
Document Number	0014518178
Instrument Date	May 24, 2022
Instrument	2214518178
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11013 E THATCHER AVE, 11013, MESA, AZ 85212-8184

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10522 S STATE ST, CHICAGO, IL 60628-2639

Mortgage

Document Number	0014518179
Date	May 25, 2022
Instrument	2214518179

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.37%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Oct 28, 2021
Property Address	10522 S STATE ST, CHICAGO, IL 60628-2639
Document Number	0030104267
Instrument Date	Jul 19, 2021
Instrument	2130104267
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11013 E THATCHER AVE, MESA, AZ 85212-8184

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,000 (+367.29%) Land $3,294 Building $10,706	$140,000 (+367.29%) Land $32,940 Building $107,060
2024	$2,820.00 (+344.79%)
2023	$634.00 (+2.59%)
2022	$618.00 (+2.32%)	$2,996 (-) Land $1,657 Building $1,339	$29,960 (-) Land $16,570 Building $13,390
2021	$604.00	$2,996 Land $1,657 Building $1,339	$29,960 Land $16,570 Building $13,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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